# NNPC HMO vs PayGYM

The clearest difference is update cadence: PayGYM at every 3 weeks against NNPC HMO's every 5 months. NNPC HMO's advantage is iOS requirement (12.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NNPC HMO ships an update every 5 months, PayGYM every 3 weeks. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | NNPC HMO | PayGYM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/nnpc-hmo/id1643702057/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 61 MB | 56 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [NNPC HEALTH MAINTENANCE ORGANISATION LIMITED](https://appshunter.io/developer/1643702059) | [PayGYM](https://appshunter.io/developer/1839971379) |

## What reviewers say

### NNPC HMO

[App page](https://appshunter.io/ios/app/nnpc-hmo/id1643702057)

This app helps members manage their healthcare costs by budgeting for medical expenses and spreading the financial impact of illness through insurance. It allows users to track visits, view policy details, find providers, and receive important health policy notifications.

**Highlights:** Budget for healthcare costs, Access claims history, View insurance policy details, Track health provider visits, Find a health provider, Manage dependent information, Receive policy notifications

**In-app purchases:** none


### PayGYM

[App page](https://appshunter.io/ios/app/paygym/id6752576793)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NNPC HMO free?

NNPC HMO is free to download, with no in-app purchases.

### Is PayGYM free?

PayGYM is free to download, with no in-app purchases.

### Do NNPC HMO or PayGYM have ads?

Neither NNPC HMO nor PayGYM shows ads.

### Which is updated more often, NNPC HMO or PayGYM?

NNPC HMO ships an update every 5 months, and PayGYM every 3 weeks. Most recently, NNPC HMO was updated on October 17, 2026 and PayGYM on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*