# Finance Magic vs SSV SmartPay Personal

The clearest difference is update cadence: Finance Magic at weekly against SSV SmartPay Personal's every 6 weeks. SSV SmartPay Personal's advantage is review sentiment (100% vs 83%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finance Magic ships an update weekly, SSV SmartPay Personal every 6 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Finance Magic | SSV SmartPay Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (2 ratings)](https://appshunter.io/ios/app/finance-magic-client/id1643892153/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 83.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 270 MB | 60 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Ever North Limited. Finance Magic is a trading style of Ever North Limited](https://appshunter.io/developer/1643892155) | [SSV SMARTPAY Limited](https://appshunter.io/developer/1726161330) |

## What reviewers say

### Finance Magic

[App page](https://appshunter.io/ios/app/finance-magic-client/id1643892153)

This app streamlines the mortgage application process by connecting users with their financial advisors. It allows for creating and tracking applications, communicating with advisors, and accessing credit reports. It's designed to be the first interactive mortgage app in the UK.

**Highlights:** Automated mortgage application, Connect with financial advisor, Track existing applications, Communicate with advisor, Access credit reports (TransUnion), Find best mortgage rates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SSV SmartPay Personal

[App page](https://appshunter.io/ios/app/ssv-smartpay-personal/id6476199859)

This app facilitates quick, secure, and free money transfers within the UK. It allows users to send and receive payments for various purposes, including shopping, rent, and splitting bills, directly from their bank apps. It also supports in-store payments via QR codes at participating retailers.

**Highlights:** Send and receive money, Split bills and pay rent, Instant bank transfers, Pay in-store with QR codes, Works with major UK banks, Add personal notes to payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finance Magic free?

Finance Magic is free to download, with no in-app purchases.

### Is SSV SmartPay Personal free?

SSV SmartPay Personal is free to download, with no in-app purchases.

### Do Finance Magic or SSV SmartPay Personal have ads?

Neither Finance Magic nor SSV SmartPay Personal shows ads.

### Which is updated more often, Finance Magic or SSV SmartPay Personal?

Finance Magic ships an update weekly, and SSV SmartPay Personal every 6 weeks. Most recently, Finance Magic was updated on October 15, 2026 and SSV SmartPay Personal on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*