# Paymo vs Finqalab

The clearest difference is rating: Paymo at 5.0 against Finqalab's 4.1. Finqalab's advantage is ratings volume (15 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paymo holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Finqalab has 15 ratings behind it against 1, so its average is the more settled of the two.

Paymo ships an update every 3 weeks, Finqalab every 4 weeks. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Paymo | Finqalab |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paymo/id1644127078/reviews)** | [4.1 (15 ratings)](https://appshunter.io/ios/app/finqalab/id6444642084/reviews) |
| Number of ratings | 1 | **15** |
| Positive reviews | — | 57.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 160 MB | 100 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Card Technologies (Private) Limited](https://appshunter.io/developer/1644127080) | [Next Capital Limited](https://appshunter.io/developer/1481545872) |

## What reviewers say

### Paymo

[App page](https://appshunter.io/ios/app/paymo/id1644127078)

A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.

**Highlights:** Social banking features, Simple interface, Bold design, Fun user experience, Next-generation banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Finqalab

[App page](https://appshunter.io/ios/app/finqalab/id6444642084)

This app offers a digital platform for trading stocks, ETFs, and Sukuk. It provides real-time market data, portfolio analytics, and detailed stock insights to help users make informed investment decisions. Users can place orders, manage their accounts, and stay updated with market news and alerts.

**Highlights:** Live market data for Pakistan Stock Exchange, Real-time portfolio tracking and analytics, Detailed stock insights with 5 years of history, Intuitive order placement interface, Digital onboarding for Pakistan Stock Exchange account, In-app payments for top-ups and withdrawals, Market news and real-time stock alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paymo free?

Paymo is free to download, with no in-app purchases.

### Is Finqalab free?

Finqalab is free to download, with no in-app purchases.

### Which has better reviews, Paymo or Finqalab?

Paymo is rated higher. Paymo averages 5.0 out of 5 from 1 ratings, while Finqalab averages 4.1 from 15 ratings.

### Do Paymo or Finqalab have ads?

Neither Paymo nor Finqalab shows ads.

### Which is updated more often, Paymo or Finqalab?

Paymo ships an update every 3 weeks, and Finqalab every 4 weeks. Most recently, Paymo was updated on September 15, 2026 and Finqalab on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*