# Paymo vs Raqami Islamic Digital Bank

The clearest difference is rating: Paymo at 5.0 against Raqami Islamic Digital Bank's 4.3. Raqami Islamic Digital Bank's advantage is ratings volume (39 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paymo holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Raqami Islamic Digital Bank has 39 ratings behind it against 1, so its average is the more settled of the two.

Paymo ships an update every 5 weeks, Raqami Islamic Digital Bank every 3 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Paymo | Raqami Islamic Digital Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paymo/id1644127078/reviews)** | [4.3 (39 ratings)](https://appshunter.io/ios/app/raqami-islamic-digital-bank/id6745778804/reviews) |
| Number of ratings | 1 | **39** |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 116 MB | 218 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Card Technologies (Private) Limited](https://appshunter.io/developer/1644127080) | [Raqami Islamic Digital Bank Limited](https://appshunter.io/developer/1813826814) |

## What reviewers say

### Paymo

[App page](https://appshunter.io/ios/app/paymo/id1644127078)

A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.

**Highlights:** Social banking features, Simple interface, Bold design, Fun user experience, Next-generation banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Raqami Islamic Digital Bank

[App page](https://appshunter.io/ios/app/raqami-islamic-digital-bank/id6745778804)

This digital banking app offers a secure and modern Islamic banking experience in Pakistan. It allows for fully digital account opening in under 5 minutes, Shariah-compliant savings and term deposits with competitive profit rates, and everyday banking features like free debit cards and money transfers.

**Highlights:** Fully digital account opening, Shariah-compliant savings and term deposits, Biometrically secured banking, Free PayPak Debit Card, Free money transfers via Raast, 24/7 customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paymo free?

Paymo is free to download, with no in-app purchases.

### Is Raqami Islamic Digital Bank free?

Raqami Islamic Digital Bank is free to download, with no in-app purchases.

### Which has better reviews, Paymo or Raqami Islamic Digital Bank?

Paymo is rated higher. Paymo averages 5.0 out of 5 from 1 ratings, while Raqami Islamic Digital Bank averages 4.3 from 39 ratings.

### Do Paymo or Raqami Islamic Digital Bank have ads?

Neither Paymo nor Raqami Islamic Digital Bank shows ads.

### Which is updated more often, Paymo or Raqami Islamic Digital Bank?

Paymo ships an update every 5 weeks, and Raqami Islamic Digital Bank every 3 weeks. Most recently, Paymo was updated on October 27, 2026 and Raqami Islamic Digital Bank on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*