# Paymo vs CepteKalan

Paymo and CepteKalan are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 15, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Paymo | CepteKalan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paymo/id1644127078/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | — |
| Size | 160 MB | 23 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Card Technologies (Private) Limited](https://appshunter.io/developer/1644127080) | [Caner Celik](https://appshunter.io/developer/1824295081) |

## What reviewers say

### Paymo

[App page](https://appshunter.io/ios/app/paymo/id1644127078)

A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.

**Highlights:** Social banking features, Simple interface, Bold design, Fun user experience, Next-generation banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### CepteKalan

[App page](https://appshunter.io/ios/app/ceptekalan-expense-tracker/id6759794277)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paymo free?

Paymo is free to download, with no in-app purchases.

### Is CepteKalan free?

CepteKalan is free to download, with no in-app purchases.

### Do Paymo or CepteKalan have ads?

Neither Paymo nor CepteKalan shows ads.

### Which is updated more often, Paymo or CepteKalan?

Paymo ships an update every 3 weeks, and CepteKalan every 3 weeks. Most recently, Paymo was updated on September 15, 2026 and CepteKalan on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*