# Basic Expense Tracker vs Finance Tracker・Money & Budget

The clearest difference is ads: Basic Expense Tracker at none against Finance Tracker・Money & Budget's shown. Finance Tracker・Money & Budget's advantage is iOS requirement (17.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Basic Expense Tracker sells 1 one-off in-app purchase and Finance Tracker・Money & Budget sells 8 in-app purchases, starting at $3.49 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Basic Expense Tracker against 4.7 for Finance Tracker・Money & Budget. Both are backed by a comparable volume of ratings — 10 and 22 respectively. Written reviews are what separate them: 100% of Basic Expense Tracker's written reviews are positive against 94% of Finance Tracker・Money & Budget's.

Basic Expense Tracker ships an update fortnightly, Finance Tracker・Money & Budget every 10 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | Basic Expense Tracker | Finance Tracker・Money & Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (10 ratings)](https://appshunter.io/ios/app/basic-expense-tracker/id1644294113/reviews)** | [4.7 (22 ratings)](https://appshunter.io/ios/app/finance-trackermoney-and-budget/id6449970262/reviews) |
| Number of ratings | 10 | **22** |
| Positive reviews | **100.0% of reviews** | 94.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 47 MB | 107 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ivo Maag](https://appshunter.io/developer/1619751397) | [Atharva System](https://appshunter.io/developer/1620858705) |

## What reviewers say

### Basic Expense Tracker

[App page](https://appshunter.io/ios/app/basic-expense-tracker/id1644294113)

Easily track your daily spending and cash flow with this finance app. It syncs across your iOS devices and offers features like expense rating and currency switching. Export your data to spreadsheets for further analysis.

**Highlights:** Daily expense tracking, iCloud sync across devices, Expense rating indicator, Currency switcher, CSV export/import, Daily reminders

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tip | $1.99 | one-time |


### Finance Tracker・Money & Budget

[App page](https://appshunter.io/ios/app/finance-trackermoney-and-budget/id6449970262)

This AI-powered financial wellness partner helps you spend smarter, save more, and reduce financial stress. It offers automatic transaction syncing, AI-driven insights, budget planning, and goal-based savings pots.

**Highlights:** AI Smart Insights, Automatic Transaction Syncing, Budget Planning, Goal-Based Savings Pots, Financial Health Score, Expense Reports, Multi-currency Support

**Features:** macOS Compatibility

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendable: Monthly | $3.49 | per month |
| Spendable Monthly Plus | $6.99 | per month |
| Spendable Yearly | $22.99 | per year |
| Spendable Yearly Offer | $22.99 | per year |
| Spendable: Yearly Plus | $34.99 | per year |
| Spendable: Yearly Pro | $49.00 | per year |
| One Time Purchase Offer | $29.99 | one-time |
| One Time Purchase | $44.99 | one-time |


## Frequently asked questions

### Is Basic Expense Tracker free?

Basic Expense Tracker is free to download, with in-app purchases available.

### Is Finance Tracker・Money & Budget free?

Finance Tracker・Money & Budget is free to download, with in-app purchases available.

### Which has better reviews, Basic Expense Tracker or Finance Tracker・Money & Budget?

Basic Expense Tracker is rated higher. Basic Expense Tracker averages 4.8 out of 5 from 10 ratings, while Finance Tracker・Money & Budget averages 4.7 from 22 ratings.

### Do Basic Expense Tracker or Finance Tracker・Money & Budget have ads?

Finance Tracker・Money & Budget shows ads; Basic Expense Tracker does not.

### Which is updated more often, Basic Expense Tracker or Finance Tracker・Money & Budget?

Basic Expense Tracker ships an update fortnightly, and Finance Tracker・Money & Budget every 10 days. Most recently, Basic Expense Tracker was updated on November 3, 2026 and Finance Tracker・Money & Budget on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*