# Basic Expense Tracker vs Mona

The clearest difference is rating: Basic Expense Tracker at 5.0 against Mona's 4.3. Basic Expense Tracker also leads on iOS requirement (16 vs 18.2). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Basic Expense Tracker sells 1 one-off in-app purchase and Mona sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Basic Expense Tracker holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Basic Expense Tracker ships an update fortnightly, Mona every 3 weeks. The most recent releases landed on October 6, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Basic Expense Tracker | Mona |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/basic-expense-tracker/id1644294113/reviews)** | [4.3 (3 ratings)](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204/reviews) |
| Number of ratings | **7** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 2 MB | 29 MB |
| Requires iOS | **16** | 18.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ivo Maag](https://appshunter.io/developer/1619751397) | [Anh Nguyen](https://appshunter.io/developer/1458306452) |

## What reviewers say

### Basic Expense Tracker

[App page](https://appshunter.io/ios/app/basic-expense-tracker/id1644294113)

Easily track your daily spending and cash flow with this finance app. It syncs across your iOS devices and offers features like expense rating and currency switching. Export your data to spreadsheets for further analysis.

**Highlights:** Daily expense tracking, iCloud sync across devices, Expense rating indicator, Currency switcher, CSV export/import, Daily reminders

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tip | $1.99 | one-time |


### Mona

[App page](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204)

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

**Highlights:** AI expense tracking with natural language input, Real-time budget planning and progress monitoring, Spending analysis with finance reports and charts, Multi-account and wallet management, Bill and recurring payment awareness, Savings goal tracking, Privacy-first, offline-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mona Pro (Monthly) | $2.99 | per month |
| Mona Pro (Yearly) | $9.99 | per year |
| Mona Pro (Lifetime) | $12.99 | one-time |
| Mona Pro (Lifetime) | $19.99 | one-time |


## Frequently asked questions

### Is Basic Expense Tracker free?

Basic Expense Tracker is free to download, with in-app purchases available.

### Is Mona free?

Mona is free to download, with in-app purchases available.

### Which has better reviews, Basic Expense Tracker or Mona?

Basic Expense Tracker is rated higher. Basic Expense Tracker averages 5.0 out of 5 from 7 ratings, while Mona averages 4.3 from 3 ratings.

### Do Basic Expense Tracker or Mona have ads?

Neither Basic Expense Tracker nor Mona shows ads.

### Which is updated more often, Basic Expense Tracker or Mona?

Basic Expense Tracker ships an update fortnightly, and Mona every 3 weeks. Most recently, Basic Expense Tracker was updated on October 6, 2026 and Mona on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*