# Safe Notes vs Explain My Bill

The clearest difference is rating: Explain My Bill at 5.0 against Safe Notes's 4.3. Explain My Bill also leads on in-app purchases (none vs 3) and review sentiment (100% vs 67%). Safe Notes's advantage is ratings volume (19 vs 2). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. Safe Notes sells 3 in-app purchases, starting at $2.99 per month. Explain My Bill asks for nothing beyond the download.

Explain My Bill holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Safe Notes has 19 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 67% of Safe Notes's written reviews are positive against 100% of Explain My Bill's.

Safe Notes ships an update every 10 days, Explain My Bill every 6 days. The most recent releases landed on October 12, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Safe Notes | Explain My Bill |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (19 ratings)](https://appshunter.io/ios/app/safe-notes-notebook-notepad/id1644297724/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/explain-my-bill/id6757416361/reviews)** |
| Number of ratings | **19** | 2 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 10 days | **Every 6 days** |
| Monetization | Ad-supported | Ad-supported |
| Size | 79 MB | 36 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [QUYEN NGUYEN](https://appshunter.io/developer/988288907) | [Jayvon Heyliger](https://appshunter.io/developer/1593457199) |

## What reviewers say

### Safe Notes

[App page](https://appshunter.io/ios/app/safe-notes-notebook-notepad/id1644297724)

This app provides a secure and customizable way to take notes and manage to-do lists. It offers features like password protection, colorful themes, and data recovery, allowing users to organize and protect their thoughts and tasks.

**Highlights:** Secure note-taking with password and PIN lock, Create notes with text, checkboxes, and pictures, Customizable colorful themes and backgrounds, Data recovery for deleted notes up to 30 days, Dark and light mode options, Organize notes by color, category, and time, List/Grid view for notes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $2.99 | per month |
| Yearly Premium Access | $12.99 | per year |
| Lifetime Premium Access | $19.99 | one-time |


### Explain My Bill

[App page](https://appshunter.io/ios/app/explain-my-bill/id6757416361)

Easily understand confusing bills by uploading or photographing them. Get clear explanations for charges, fees, and increases across various bill types without financial jargon. Focuses on clarity and privacy, processing bills temporarily without storing them.

**Highlights:** Bill explanation, Charge breakdown, Fee clarification, Bill increase highlights, Privacy-focused processing, Distraction-free interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Safe Notes free?

Safe Notes is free to download, with in-app purchases available.

### Is Explain My Bill free?

Explain My Bill is free to download, with no in-app purchases.

### Which has better reviews, Safe Notes or Explain My Bill?

Explain My Bill is rated higher. Safe Notes averages 4.3 out of 5 from 19 ratings, while Explain My Bill averages 5.0 from 2 ratings.

### Do Safe Notes or Explain My Bill have ads?

Both Safe Notes and Explain My Bill show ads.

### Which is updated more often, Safe Notes or Explain My Bill?

Safe Notes ships an update every 10 days, and Explain My Bill every 6 days. Most recently, Safe Notes was updated on October 12, 2026 and Explain My Bill on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*