# Accounts 3 Lite vs Simple Checkbook.

The clearest difference is price: Accounts 3 Lite at Free against Simple Checkbook.'s $3.99. Accounts 3 Lite also leads on rating (4.7 vs 4.0) and ratings volume (225 vs 4). Simple Checkbook.'s advantage is chart position (#92 vs unranked) and iOS requirement (18.0 vs 26.0). On review sentiment, update cadence, ads and in-app purchases there is nothing between them.

Accounts 3 Lite is free to download; Simple Checkbook. costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Accounts 3 Lite holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 47% of Accounts 3 Lite's written reviews are positive against 50% of Simple Checkbook.'s, so the app with the better star average is not the one people write more warmly about.

Accounts 3 Lite ships an update every 3 weeks, Simple Checkbook. fortnightly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Accounts 3 Lite | Simple Checkbook. |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | **[4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/simple-checkbook/id6742727558/reviews) |
| Number of ratings | **225** | 4 |
| Positive reviews | 46.8% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Paid |
| Best chart rank | — | **#92** |
| Size | 10 MB | 3 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SVT Software](https://appshunter.io/developer/286029963) | [Matthew Hiles](https://appshunter.io/developer/1006499180) |

## What reviewers say

### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate financial reports and graphs, Reconcile transactions with bank statements, Export data in CSV, QIF, and HTML, Supports Touch and Face ID, Split transactions across categories

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


### Simple Checkbook.

[App page](https://appshunter.io/ios/app/simple-checkbook/id6742727558)

**Currently charting:** #92 Top Paid · Finance (US App Store)

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

**Highlights:** Multiple account management, Detailed transaction logging, Transaction clearing status, Balance tracking, Transaction filtering, Expense/income charts, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Is Simple Checkbook. free?

Simple Checkbook. costs $3.99, with no in-app purchases.

### Which has better reviews, Accounts 3 Lite or Simple Checkbook.?

Accounts 3 Lite is rated higher. Accounts 3 Lite averages 4.7 out of 5 from 225 ratings, while Simple Checkbook. averages 4.0 from 4 ratings.

### Do Accounts 3 Lite or Simple Checkbook. have ads?

Neither Accounts 3 Lite nor Simple Checkbook. shows ads.

### Which is updated more often, Accounts 3 Lite or Simple Checkbook.?

Accounts 3 Lite ships an update every 3 weeks, and Simple Checkbook. fortnightly. Most recently, Accounts 3 Lite was updated on October 27, 2026 and Simple Checkbook. on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*