# Accounts 3 Lite vs Split N Tip Calc

The clearest difference is review sentiment: Split N Tip Calc at 100% against Accounts 3 Lite's 47%. Split N Tip Calc also leads on rating (5.0 vs 4.7) and iOS requirement (18.0 vs 26.0). Accounts 3 Lite's advantage is ratings volume (225 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split N Tip Calc holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 47% of Accounts 3 Lite's written reviews are positive against 100% of Split N Tip Calc's.

Accounts 3 Lite ships an update every 3 weeks, Split N Tip Calc every 6 weeks. The most recent releases landed on October 20, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Accounts 3 Lite | Split N Tip Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/split-n-tip-calc/id6744050869/reviews)** |
| Number of ratings | **225** | 2 |
| Positive reviews | 46.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 10 MB | 1 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SVT Software](https://appshunter.io/developer/286029963) | [Hana Kastrati](https://appshunter.io/developer/1805769910) |

## What reviewers say

### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate financial reports and graphs, Reconcile transactions with bank statements, Export data in CSV, QIF, and HTML, Supports Touch and Face ID, Split transactions across categories

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


### Split N Tip Calc

[App page](https://appshunter.io/ios/app/split-n-tip-calc/id6744050869)

Effortlessly calculate tips and divide bills among friends. Offers instant tip suggestions, customizable defaults, and a simple interface for stress-free dining expenses.

**Highlights:** Instant tip suggestions, Split bills among friends, Customizable default tip percentage, Dark mode compatibility, Variety of color themes

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Is Split N Tip Calc free?

Split N Tip Calc is free to download, with no in-app purchases.

### Which has better reviews, Accounts 3 Lite or Split N Tip Calc?

Split N Tip Calc is rated higher. Accounts 3 Lite averages 4.7 out of 5 from 225 ratings, while Split N Tip Calc averages 5.0 from 2 ratings.

### Do Accounts 3 Lite or Split N Tip Calc have ads?

Neither Accounts 3 Lite nor Split N Tip Calc shows ads.

### Which is updated more often, Accounts 3 Lite or Split N Tip Calc?

Accounts 3 Lite ships an update every 3 weeks, and Split N Tip Calc every 6 weeks. Most recently, Accounts 3 Lite was updated on October 20, 2026 and Split N Tip Calc on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*