# Accounts 3 Lite vs Budget Stack

The clearest difference is in-app purchases: Accounts 3 Lite at none against Budget Stack's 1. Budget Stack's advantage is update cadence (every 5 days vs every 3 weeks) and device support (4 vs 2). On price and ads there is nothing between them.

Both are free to download. Budget Stack sells 1 one-off in-app purchase. Accounts 3 Lite asks for nothing beyond the download.

Accounts 3 Lite ships an update every 3 weeks, Budget Stack every 5 days. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Accounts 3 Lite | Budget Stack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews)** | — |
| Number of ratings | **225** | — |
| Positive reviews | 46.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free | — |
| Size | 10 MB | 37 MB |
| Requires iOS | 26.0 | **18.6** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [SVT Software](https://appshunter.io/developer/286029963) | [Andrew Williams](https://appshunter.io/developer/6775636242) |

## What reviewers say

### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate financial reports and graphs, Reconcile transactions with bank statements, Export data in CSV, QIF, and HTML, Supports Touch and Face ID, Split transactions across categories

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


### Budget Stack

[App page](https://appshunter.io/ios/app/budget-stack/id6775636240)

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $3.99 | one-time |


## Frequently asked questions

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Is Budget Stack free?

Budget Stack is free to download, with in-app purchases available.

### Do Accounts 3 Lite or Budget Stack have ads?

Neither Accounts 3 Lite nor Budget Stack shows ads.

### Which is updated more often, Accounts 3 Lite or Budget Stack?

Accounts 3 Lite ships an update every 3 weeks, and Budget Stack every 5 days. Most recently, Accounts 3 Lite was updated on October 14, 2026 and Budget Stack on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*