# Accounts 3 Lite vs Server Tip Tracker

The clearest difference is in-app purchases: Accounts 3 Lite at none against Server Tip Tracker's 3. Server Tip Tracker's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Server Tip Tracker sells 3 in-app purchases, starting at $3.99 per month. Accounts 3 Lite asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Accounts 3 Lite | Server Tip Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews)** | — |
| Number of ratings | **225** | — |
| Positive reviews | 46.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | — |
| Size | 10 MB | 19 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SVT Software](https://appshunter.io/developer/286029963) | [Kenneth M. S. De Geest](https://appshunter.io/developer/1896745853) |

## What reviewers say

### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate financial reports and graphs, Reconcile transactions with bank statements, Export data in CSV, QIF, and HTML, Supports Touch and Face ID, Split transactions across categories

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


### Server Tip Tracker

[App page](https://appshunter.io/ios/app/server-tip-tracker-tiphaven/id6805177188)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TipHaven Monthly | $3.99 | per month |
| TipHaven Annual | $14.99 | per year |
| Unlimited Shifts | $5.99 | one-time |


## Frequently asked questions

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Is Server Tip Tracker free?

Server Tip Tracker is free to download, with in-app purchases available.

### Do Accounts 3 Lite or Server Tip Tracker have ads?

Neither Accounts 3 Lite nor Server Tip Tracker shows ads.

### Which is updated more often, Accounts 3 Lite or Server Tip Tracker?

Accounts 3 Lite ships an update every 3 weeks, and Server Tip Tracker every 3 weeks. Most recently, Accounts 3 Lite was updated on November 3, 2026 and Server Tip Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*