# dtcpay vs Cino

The clearest difference is review sentiment: Cino at 88% against dtcpay's 0%. Cino also leads on rating (5.0 vs 3.4). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cino holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 10 and 9 respectively. Written reviews point the same way: 0% of dtcpay's written reviews are positive against 88% of Cino's.

dtcpay ships an update every 10 days, Cino every 11 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | dtcpay | Cino |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (10 ratings)](https://appshunter.io/ios/app/dtcpay/id1644858468/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews)** |
| Number of ratings | **10** | 9 |
| Positive reviews | 0.0% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 11 days |
| Monetization | Free | Free |
| Size | 201 MB | 159 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [DIGITAL TREASURES CENTER PTE. LTD](https://appshunter.io/developer/1644858471) | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) |

## What reviewers say

### dtcpay

[App page](https://appshunter.io/ios/app/dtcpay/id1644858468)

This app facilitates seamless global payments for customers and merchants using stablecoins, cash, and cards. It offers fast, secure, and cost-efficient transactions, enabling easy fund management and international transfers.

**Highlights:** Seamless stablecoin, cash, and card payments, Fast, secure, and cost-efficient transactions, Global fund management and transfers, Track expenses and cash flow, International currency conversion

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

Effortlessly split bills with friends, partners, and housemates. This app allows instant settlement directly from each person's bank account, eliminating the need to chase payments or pool money. Customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Direct bank account settlement, Customizable split ratios, No need to pool money, Avoid foreign transaction fees, Add/remove people easily, Roulette feature for bill assignment

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is dtcpay free?

dtcpay is free to download, with no in-app purchases.

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Which has better reviews, dtcpay or Cino?

Cino is rated higher. dtcpay averages 3.4 out of 5 from 10 ratings, while Cino averages 5.0 from 9 ratings.

### Do dtcpay or Cino have ads?

Neither dtcpay nor Cino shows ads.

### Which is updated more often, dtcpay or Cino?

dtcpay ships an update every 10 days, and Cino every 11 days. Most recently, dtcpay was updated on October 24, 2026 and Cino on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*