# dtcpay vs Cobo Guard

The clearest difference is update cadence: dtcpay at every 10 days against Cobo Guard's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dtcpay ships an update every 10 days, Cobo Guard monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | dtcpay | Cobo Guard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (10 ratings)](https://appshunter.io/ios/app/dtcpay/id1644858468/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free | — |
| Size | 201 MB | 61 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DIGITAL TREASURES CENTER PTE. LTD](https://appshunter.io/developer/1644858471) | [Cobo Global Limited](https://appshunter.io/developer/1349647843) |

## What reviewers say

### dtcpay

[App page](https://appshunter.io/ios/app/dtcpay/id1644858468)

This app facilitates seamless global payments for customers and merchants using stablecoins, cash, and cards. It offers fast, secure, and cost-efficient transactions, enabling easy fund management and international transfers.

**Highlights:** Seamless stablecoin, cash, and card payments, Fast, secure, and cost-efficient transactions, Global fund management and transfers, Track expenses and cash flow, International currency conversion

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cobo Guard

[App page](https://appshunter.io/ios/app/cobo-guard/id6450997458)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is dtcpay free?

dtcpay is free to download, with no in-app purchases.

### Is Cobo Guard free?

Cobo Guard is free to download, with no in-app purchases.

### Do dtcpay or Cobo Guard have ads?

Neither dtcpay nor Cobo Guard shows ads.

### Which is updated more often, dtcpay or Cobo Guard?

dtcpay ships an update every 10 days, and Cobo Guard monthly. Most recently, dtcpay was updated on October 24, 2026 and Cobo Guard on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*