# dtcpay vs Payy

The clearest difference is review sentiment: Payy at 65% against dtcpay's 0%. Payy also leads on rating (4.1 vs 3.4) and ratings volume (35 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payy holds the better App Store score, 4.1 against 3.4. Both are backed by a comparable volume of ratings — 10 and 35 respectively. Written reviews point the same way: 0% of dtcpay's written reviews are positive against 65% of Payy's.

dtcpay ships an update every 10 days, Payy every 8 days. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | dtcpay | Payy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (10 ratings)](https://appshunter.io/ios/app/dtcpay/id1644858468/reviews) | **[4.1 (35 ratings)](https://appshunter.io/ios/app/payy/id6474760518/reviews)** |
| Number of ratings | 10 | **35** |
| Positive reviews | 0.0% of reviews | **65.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 8 days** |
| Monetization | Free | Free |
| Size | 192 MB | 130 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DIGITAL TREASURES CENTER PTE. LTD](https://appshunter.io/developer/1644858471) | [Polybase Labs](https://appshunter.io/developer/1722468125) |

## What reviewers say

### dtcpay

[App page](https://appshunter.io/ios/app/dtcpay/id1644858468)

This app facilitates seamless stablecoin, cash, and card payments for customers and merchants globally. It offers fast, secure, and cost-efficient transactions for managing and transferring funds, both locally and internationally.

**Highlights:** Global stablecoin, cash, and card payments, Fast and secure transactions, Cost-efficient international transfers, Manage and track expenses, Seamless fund transfers, Currency conversion

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Payy

[App page](https://appshunter.io/ios/app/payy/id6474760518)

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

**Highlights:** Send stablecoins with payment links, No account freezing or suspension, User-controlled funds, Payy Card for spending, Easy and private digital money

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is dtcpay free?

dtcpay is free to download, with no in-app purchases.

### Is Payy free?

Payy is free to download, with no in-app purchases.

### Which has better reviews, dtcpay or Payy?

Payy is rated higher. dtcpay averages 3.4 out of 5 from 10 ratings, while Payy averages 4.1 from 35 ratings.

### Do dtcpay or Payy have ads?

Neither dtcpay nor Payy shows ads.

### Which is updated more often, dtcpay or Payy?

dtcpay ships an update every 10 days, and Payy every 8 days. Most recently, dtcpay was updated on November 7, 2026 and Payy on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*