# dtcpay vs UPay Wallet

The clearest difference is review sentiment: UPay Wallet at 55% against dtcpay's 0%. dtcpay's advantage is rating (3.4 vs 2.6) and update cadence (every 10 days vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dtcpay holds the better App Store score, 3.4 against 2.6. Both are backed by a comparable volume of ratings — 10 and 7 respectively. Written reviews complicate that: 0% of dtcpay's written reviews are positive against 55% of UPay Wallet's, so the app with the better star average is not the one people write more warmly about.

dtcpay ships an update every 10 days, UPay Wallet every 6 weeks. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | dtcpay | UPay Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (10 ratings)](https://appshunter.io/ios/app/dtcpay/id1644858468/reviews)** | [2.6 (7 ratings)](https://appshunter.io/ios/app/upay-wallet/id6745806643/reviews) |
| Number of ratings | **10** | 7 |
| Positive reviews | 0.0% of reviews | **54.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 192 MB | 164 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [DIGITAL TREASURES CENTER PTE. LTD](https://appshunter.io/developer/1644858471) | [UPay Technology LTD.](https://appshunter.io/developer/1726104478) |

## What reviewers say

### dtcpay

[App page](https://appshunter.io/ios/app/dtcpay/id1644858468)

This app facilitates seamless stablecoin, cash, and card payments for customers and merchants globally. It offers fast, secure, and cost-efficient transactions for managing and transferring funds, both locally and internationally.

**Highlights:** Global stablecoin, cash, and card payments, Fast and secure transactions, Cost-efficient international transfers, Manage and track expenses, Seamless fund transfers, Currency conversion

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### UPay Wallet

[App page](https://appshunter.io/ios/app/upay-wallet/id6745806643)

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

**Highlights:** Web3 Wallet supporting major cryptocurrencies, Multi-currency crypto cards, Global currency exchange, Crypto-to-fiat conversion, Yield-generating crypto finance solutions, Borderless remittance service, Integration with Apple Pay and Google Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is dtcpay free?

dtcpay is free to download, with no in-app purchases.

### Is UPay Wallet free?

UPay Wallet is free to download, with no in-app purchases.

### Which has better reviews, dtcpay or UPay Wallet?

dtcpay is rated higher. dtcpay averages 3.4 out of 5 from 10 ratings, while UPay Wallet averages 2.6 from 7 ratings.

### Do dtcpay or UPay Wallet have ads?

Neither dtcpay nor UPay Wallet shows ads.

### Which is updated more often, dtcpay or UPay Wallet?

dtcpay ships an update every 10 days, and UPay Wallet every 6 weeks. Most recently, dtcpay was updated on November 7, 2026 and UPay Wallet on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*