# dtcpay vs SECBank

The clearest difference is rating: dtcpay at 3.4 against SECBank's 1.0. dtcpay also leads on ratings volume (10 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dtcpay holds the better App Store score, 3.4 against 1.0. That said, the two scores are not equally well evidenced: dtcpay has 10 ratings behind it against 1, so its average is the more settled of the two.

dtcpay ships an update every 10 days, SECBank fortnightly. The most recent releases landed on October 9, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | dtcpay | SECBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (10 ratings)](https://appshunter.io/ios/app/dtcpay/id1644858468/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/secbank/id6758782621/reviews) |
| Number of ratings | **10** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 199 MB | 42 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DIGITAL TREASURES CENTER PTE. LTD](https://appshunter.io/developer/1644858471) | [SOUTHEAST COUNTRY BANK](https://appshunter.io/developer/1712052316) |

## What reviewers say

### dtcpay

[App page](https://appshunter.io/ios/app/dtcpay/id1644858468)

This app facilitates seamless global payments for customers and merchants using stablecoins, cash, and cards. It offers fast, secure, and cost-efficient transactions, enabling easy fund management and international transfers.

**Highlights:** Seamless stablecoin, cash, and card payments, Fast, secure, and cost-efficient transactions, Global fund management and transfers, Track expenses and cash flow, International currency conversion

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SECBank

[App page](https://appshunter.io/ios/app/secbank/id6758782621)

This mobile banking app allows customers to securely access their accounts, monitor transactions, and perform various banking services. Features include online account opening, fund transfers, and an AI-powered help center for quick assistance.

**Highlights:** Mobile account access, Online account opening, Secure login with biometrics, Fund transfers (own accounts, other SECBANK, InstaPay, PESONet), Transaction notifications, AI-powered help center

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is dtcpay free?

dtcpay is free to download, with no in-app purchases.

### Is SECBank free?

SECBank is free to download, with no in-app purchases.

### Which has better reviews, dtcpay or SECBank?

dtcpay is rated higher. dtcpay averages 3.4 out of 5 from 10 ratings, while SECBank averages 1.0 from 1 ratings.

### Do dtcpay or SECBank have ads?

Neither dtcpay nor SECBank shows ads.

### Which is updated more often, dtcpay or SECBank?

dtcpay ships an update every 10 days, and SECBank fortnightly. Most recently, dtcpay was updated on October 9, 2026 and SECBank on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*