# Budget Flow vs TYM

The clearest difference is in-app purchases: Budget Flow at none against TYM's 2. Budget Flow also leads on iOS requirement (15.1 vs 18.1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. TYM sells 2 in-app purchases, starting at $4.99 per month. Budget Flow asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on October 25, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Budget Flow | TYM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/tym-budget-and-expense-tracker/id6764190754/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | Every 4 days |
| Monetization | — | Freemium |
| Size | 48 MB | 20 MB |
| Requires iOS | **15.1** | 18.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Dmytro Zayets](https://appshunter.io/developer/1644929640) | [Tera Labs LLC](https://appshunter.io/developer/1895678068) |

## What reviewers say

### Budget Flow

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1644929638)

**Features:** Vision Pro support

**In-app purchases:** none


### TYM

[App page](https://appshunter.io/ios/app/tym-budget-and-expense-tracker/id6764190754)

This personal budgeting app keeps all your financial data locally on your device, ensuring privacy without cloud storage or bank connections. It helps you understand your daily spending allowance and track expenses manually for greater awareness. Unlock advanced features like unlimited budgets and AI assistance with a premium subscription.

**Highlights:** On-device data storage for privacy, Manual transaction logging, Daily allowance and safe-to-spend calculation, Customizable categories and budgets, On-device AI assistant, Bill reminders and tracking, Apple Watch app integration

**Features:** Family Sharing, Apple Watch app

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TYM PRO | $4.99 | per month |
| TYM PRO | $39.99 | per year |


## Frequently asked questions

### Is Budget Flow free?

Budget Flow is free to download, with no in-app purchases.

### Is TYM free?

TYM is free to download, with in-app purchases available.

### Do Budget Flow or TYM have ads?

Neither Budget Flow nor TYM shows ads.

### Which is updated more often, Budget Flow or TYM?

Budget Flow ships an update every 4 days, and TYM every 4 days. Most recently, Budget Flow was updated on October 25, 2026 and TYM on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*