# GH Factor vs LoadPay

The clearest difference is iOS requirement: GH Factor at 12.0 against LoadPay's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GH Factor ships an update every 4 months, LoadPay every 3 months. The most recent releases landed on October 4, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | GH Factor | LoadPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.3 (6 ratings)](https://appshunter.io/ios/app/loadpay/id6505123792/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 72 MB | 5 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [FactorFox Software, LLC](https://appshunter.io/developer/1489147782) | [TBK Bank](https://appshunter.io/developer/990325216) |

## What reviewers say

### GH Factor

[App page](https://appshunter.io/ios/app/gh-factor/id1645253559)

**Features:** macOS Compatibility

**In-app purchases:** none


### LoadPay

[App page](https://appshunter.io/ios/app/loadpay/id6505123792)

A banking application designed for trucking companies, enabling truck drivers and owners to manage their finances and access earnings quickly. It aims to centralize financial operations for the trucking industry.

**Highlights:** Centralize finances for trucking companies, Access earnings within minutes, Designed for truck drivers and owners, Streamline financial operations

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is GH Factor free?

GH Factor is free to download, with no in-app purchases.

### Is LoadPay free?

LoadPay is free to download, with no in-app purchases.

### Do GH Factor or LoadPay have ads?

Neither GH Factor nor LoadPay shows ads.

### Which is updated more often, GH Factor or LoadPay?

GH Factor ships an update every 4 months, and LoadPay every 3 months. Most recently, GH Factor was updated on October 4, 2026 and LoadPay on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*