# Cedimanager vs The UMB SpeedApp

The clearest difference is rating: Cedimanager at 4.0 against The UMB SpeedApp's 3.5. Cedimanager also leads on iOS requirement (13.0 vs 15.5). The UMB SpeedApp's advantage is update cadence (every 10 days vs monthly) and ratings volume (32 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cedimanager holds the better App Store score, 4.0 against 3.5. That said, the two scores are not equally well evidenced: The UMB SpeedApp has 32 ratings behind it against 5, so its average is the more settled of the two.

Cedimanager ships an update monthly, The UMB SpeedApp every 10 days. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Cedimanager | The UMB SpeedApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (5 ratings)](https://appshunter.io/ios/app/cedimanager/id1658145481/reviews)** | [3.5 (32 ratings)](https://appshunter.io/ios/app/the-umb-speedapp/id6752994351/reviews) |
| Number of ratings | 5 | **32** |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 57 MB | 92 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Enscript Solutions Limited](https://appshunter.io/developer/1658145483) | [Universal Merchant Bank Ltd](https://appshunter.io/developer/1289570657) |

## What reviewers say

### Cedimanager

[App page](https://appshunter.io/ios/app/cedimanager/id1658145481)

Invest in low-risk Government of Ghana securities directly from your device. Purchase treasury bills, cocoa bills, government notes, and bonds with ease. Experience a secure, convenient, and innovative investment platform.

**Highlights:** Purchase Government of Ghana securities, Buy treasury bills, Buy cocoa bills, Invest in government notes and bonds, Secure investment platform, Convenient mobile access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### The UMB SpeedApp

[App page](https://appshunter.io/ios/app/the-umb-speedapp/id6752994351)

Manage your finances conveniently and securely with this mobile banking application. Features include facial recognition login, account management, beneficiary setup, and bill payments. Experience a faster, smarter, and more reliable banking solution.

**Highlights:** Facial recognition login, Account linking and management, Beneficiary setup for transfers, Utility bill and data bundle payments, Receipt generation and sharing, Standing order setup

**In-app purchases:** none


## Frequently asked questions

### Is Cedimanager free?

Cedimanager is free to download, with no in-app purchases.

### Is The UMB SpeedApp free?

The UMB SpeedApp is free to download, with no in-app purchases.

### Which has better reviews, Cedimanager or The UMB SpeedApp?

Cedimanager is rated higher. Cedimanager averages 4.0 out of 5 from 5 ratings, while The UMB SpeedApp averages 3.5 from 32 ratings.

### Do Cedimanager or The UMB SpeedApp have ads?

Neither Cedimanager nor The UMB SpeedApp shows ads.

### Which is updated more often, Cedimanager or The UMB SpeedApp?

Cedimanager ships an update monthly, and The UMB SpeedApp every 10 days. Most recently, Cedimanager was updated on November 3, 2026 and The UMB SpeedApp on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*