# Pai vs LAYA

The clearest difference is update cadence: LAYA at weekly against Pai's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pai ships an update every 3 weeks, LAYA weekly. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Pai | LAYA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (13 ratings)](https://appshunter.io/ios/app/laya/id6449288260/reviews)** |
| Number of ratings | — | **13** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | — | Free |
| Size | 55 MB | 189 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pai Pay Finance LTD](https://appshunter.io/developer/1477272101) | [Laya](https://appshunter.io/developer/1677395264) |

## What reviewers say

### Pai

[App page](https://appshunter.io/ios/app/pai-pay/id1658285273)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### LAYA

[App page](https://appshunter.io/ios/app/laya/id6449288260)

This digital wallet simplifies international payments with zero currency exchange fees and real-time exchange rates. It offers secure transactions, smart group expense splitting, and direct currency purchases within the app, all managed through a user-friendly Hebrew interface.

**Highlights:** Zero currency exchange fees, Real-time exchange rates, Smart group expense splitting, Secure digital and physical card, Direct currency purchase in-app, Hebrew interface and customer support

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Pai free?

Pai is free to download, with no in-app purchases.

### Is LAYA free?

LAYA is free to download, with no in-app purchases.

### Do Pai or LAYA have ads?

Neither Pai nor LAYA shows ads.

### Which is updated more often, Pai or LAYA?

Pai ships an update every 3 weeks, and LAYA weekly. Most recently, Pai was updated on October 12, 2026 and LAYA on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*