# iO vs Insurama

iO and Insurama are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iO ships an update weekly, Insurama every 2 weeks. The most recent releases landed on October 21, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | iO | Insurama |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (88 ratings)](https://appshunter.io/ios/app/io/id1658364787/reviews)** | — |
| Number of ratings | **88** | — |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | — |
| Size | 324 MB | 23 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Banco de Crédito BCP](https://appshunter.io/developer/734369610) | [Insurama Broker Online, S.L.](https://appshunter.io/developer/1435488575) |

## What reviewers say

### iO

[App page](https://appshunter.io/ios/app/io/id1658364787)

Manage a digital credit card entirely from your phone. Enjoy unlimited 1% cashback on all purchases and exclusive discounts. Securely activate/deactivate your card and get 24/7 support.

**Highlights:** 100% digital credit card management, Unlimited 1% cashback, Exclusive partner discounts, Virtual and physical card options, Card activation/deactivation, 24/7 chat support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Insurama

[App page](https://appshunter.io/ios/app/insurama/id6443416637)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iO free?

iO is free to download, with no in-app purchases.

### Is Insurama free?

Insurama is free to download, with no in-app purchases.

### Do iO or Insurama have ads?

Neither iO nor Insurama shows ads.

### Which is updated more often, iO or Insurama?

iO ships an update weekly, and Insurama every 2 weeks. Most recently, iO was updated on October 21, 2026 and Insurama on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*