# iO vs Trackonomy

The clearest difference is in-app purchases: iO at none against Trackonomy's 3. iO also leads on ratings volume (88 vs 1) and iOS requirement (15.6 vs 17.0). Trackonomy's advantage is review sentiment (100% vs 80%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Trackonomy sells 3 in-app purchases, starting at $1.99 per 7 days. iO asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for iO against 5.0 for Trackonomy. That said, the two scores are not equally well evidenced: iO has 88 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 80% of iO's written reviews are positive against 100% of Trackonomy's.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | iO | Trackonomy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (88 ratings)](https://appshunter.io/ios/app/io/id1658364787/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/trackonomy/id6765764313/reviews)** |
| Number of ratings | **88** | 1 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | **Free** | Freemium |
| Size | 327 MB | 13 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Banco de Crédito BCP](https://appshunter.io/developer/734369610) | [VIZIA S.A.C.](https://appshunter.io/developer/1895636132) |

## What reviewers say

### iO

[App page](https://appshunter.io/ios/app/io/id1658364787)

Manage a digital credit card entirely from your phone. Enjoy unlimited 1% cashback on all purchases and access exclusive discounts. Securely activate/deactivate your card and get 24/7 support.

**Highlights:** 100% digital credit card management, Unlimited 1% cashback on all purchases, Exclusive discounts on dining and delivery, Virtual and physical card options, PIN management for physical card, Card activation/deactivation feature, 24/7 chat support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Trackonomy

[App page](https://appshunter.io/ios/app/trackonomy/id6765764313)

Effortlessly track your spending and manage debts with automated expense capture from your email or Apple Pay. Log expenses via voice, receipt photos, or manual entry, and set budgets with visual alerts. Monitor your financial overview and recurring payments with convenient widgets.

**Highlights:** Automatic expense capture from email/alerts, Apple Pay payment capture via Shortcuts, AI-powered expense entry from voice/photos, Manual expense logging, Category-based budgeting with warnings, Owed to me/I owe debt tracking, Monthly financial overview and recurring payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium Plan | $1.99 | per 7 days |
| Monthly Premium Plan | $3.99 | per month |
| Yearly Premium Plan | $39.99 | per year |


## Frequently asked questions

### Is iO free?

iO is free to download, with no in-app purchases.

### Is Trackonomy free?

Trackonomy is free to download, with in-app purchases available.

### Which has better reviews, iO or Trackonomy?

Trackonomy is rated higher. iO averages 4.9 out of 5 from 88 ratings, while Trackonomy averages 5.0 from 1 ratings.

### Do iO or Trackonomy have ads?

Neither iO nor Trackonomy shows ads.

### Which is updated more often, iO or Trackonomy?

iO ships an update weekly, and Trackonomy weekly. Most recently, iO was updated on November 3, 2026 and Trackonomy on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*