# Wio Personal vs OnlyFund

The clearest difference is ratings volume: Wio Personal at 671 against OnlyFund's 1. OnlyFund's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnlyFund holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wio Personal has 671 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | Wio Personal | OnlyFund |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (671 ratings)](https://appshunter.io/ios/app/wio-personal/id1658472726/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/onlyfund/id6798478518/reviews)** |
| Number of ratings | **671** | 1 |
| Positive reviews | 42.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | — |
| Monetization | Free | Free |
| Size | 421 MB | 47 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [WIO BANK P.J.S.C](https://appshunter.io/developer/1622363879) | [Mikhail Varenitsyn](https://appshunter.io/developer/6798478520) |

## What reviewers say

### Wio Personal

[App page](https://appshunter.io/ios/app/wio-personal/id1658472726)

Manage your finances with a comprehensive banking app. Open an account, save, spend, borrow, and invest in stocks, ETFs, and crypto. Enjoy multi-currency accounts, competitive interest rates, and cashback rewards.

**Highlights:** Multi-currency accounts (AED, USD, EUR, GBP), Up to 6% interest on savings, Debit and credit card with spending modes, Up to 2% cashback on credit spends, International transactions with no FX fees, Invest in stocks, ETFs, and crypto, Virtual and physical card options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Easy setup
- 💡 Innovative features
- 🚀 Excellent performance
- 🚀 Cutting-edge banking app

**What reviewers complain about**

- 🐛 Frequent app updates causing issues
- 🔍 Difficult to find basic information
- 🔍 Cluttered and bloated UI
- 🔍 Restricted selling options in investing
- 🔍 Inconsistent cashback rewards

**Reported bugs**

- Camera issues during account verification
- Login problems and app crashes
- Lost data when navigating away during beneficiary addition
- Pending transfers with no clear resolution timeline

**Requested features**

- Ability to permanently remove unused features
- More customization options for the UI
- Improved customer support and responsiveness
- Seamless integration of banking and investment features
- Ability to export transactions to Excel


### OnlyFund

[App page](https://appshunter.io/ios/app/onlyfund/id6798478518)

Invest in vetted real estate development projects with a consistent disclosure format. Compare deals, commit digitally, and track progress with an AI assistant. Access opportunities and manage your portfolio from anywhere.

**Highlights:** Discover vetted real estate developers and projects, AI assistant for project-specific questions, Digital commitment and e-signing, Live project milestone tracking, Portfolio performance tracking, Global access for accredited investors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Wio Personal free?

Wio Personal is free to download, with no in-app purchases.

### Is OnlyFund free?

OnlyFund is free to download, with no in-app purchases.

### Which has better reviews, Wio Personal or OnlyFund?

OnlyFund is rated higher. Wio Personal averages 4.8 out of 5 from 671 ratings, while OnlyFund averages 5.0 from 1 ratings.

### Do Wio Personal or OnlyFund have ads?

Neither Wio Personal nor OnlyFund shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*