# TC Pay | Payment Solutions vs Benefitwise

The clearest difference is update cadence: Benefitwise at weekly against TC Pay | Payment Solutions's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TC Pay | Payment Solutions ships an update monthly, Benefitwise weekly. The most recent releases landed on September 27, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | TC Pay | Payment Solutions | Benefitwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (9 ratings)](https://appshunter.io/ios/app/tc-pay-payment-solutions/id1658545915/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 35.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | — |
| Size | 83 MB | 90 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Thomas Cook India Ltd.](https://appshunter.io/developer/1033114372) | [Earnest Fintech Ltd](https://appshunter.io/developer/1537293687) |

## What reviewers say

### TC Pay | Payment Solutions

[App page](https://appshunter.io/ios/app/tc-pay-payment-solutions/id1658545915)

Manage all your foreign exchange needs with this comprehensive forex app. Easily handle forex cards, order cash or new cards, send money abroad, and pay international education fees. Track orders and find branches with secure, reliable service.

**Highlights:** Manage forex card, Buy foreign currency, Send money abroad, Pay education fees, Track orders, Locate branches

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 👍 Clean UI and smooth performance
- 👍 Easy to use and well designed
- 👍 Superb UI & Functionality
- 👍 Simple UI, easy to use

**What reviewers complain about**

- 😞 App not transparent regarding policies
- 😞 Requires branch visit for money credit
- 😞 Cancellation charges applicable
- 😞 Clueless support
- 😞 Outdated app

**Reported bugs**

- Constant OTP errors while registering the card
- Support never responds
- Money deducted but claimed not received
- Fraud transaction not resolved for months
- Cannot upload money unless TC lets you

**Requested features**

- Provide Face ID or Touch ID for login
- Option to convert one currency to another


### Benefitwise

[App page](https://appshunter.io/ios/app/benefitwise/id1663708860)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TC Pay | Payment Solutions free?

TC Pay | Payment Solutions is free to download, with no in-app purchases.

### Is Benefitwise free?

Benefitwise is free to download, with no in-app purchases.

### Do TC Pay | Payment Solutions or Benefitwise have ads?

Neither TC Pay | Payment Solutions nor Benefitwise shows ads.

### Which is updated more often, TC Pay | Payment Solutions or Benefitwise?

TC Pay | Payment Solutions ships an update monthly, and Benefitwise weekly. Most recently, TC Pay | Payment Solutions was updated on September 27, 2026 and Benefitwise on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*