# CTCB vs 1099Tracks

The clearest difference is in-app purchases: CTCB at none against 1099Tracks's 10. CTCB also leads on ratings volume (2.8K vs 3). 1099Tracks's advantage is review sentiment (100% vs 73%) and update cadence (every 5 days vs monthly). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. 1099Tracks sells 10 in-app purchases, starting at $5.00 per month. CTCB asks for nothing beyond the download.

1099Tracks holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CTCB has 2.8K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 73% of CTCB's written reviews are positive against 100% of 1099Tracks's.

CTCB ships an update monthly, 1099Tracks every 5 days. The most recent releases landed on October 15, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | CTCB | 1099Tracks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.8K ratings)](https://appshunter.io/ios/app/ctcb/id1658656291/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/1099tracks/id6801922573/reviews)** |
| Number of ratings | **2.8K** | 3 |
| Positive reviews | 73.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 197 MB | 14 MB |
| Requires iOS | 18.4 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Citizens Tri-County Bank](https://appshunter.io/developer/1042765358) | [1099 Tracks LLC](https://appshunter.io/developer/6813229133) |

## What reviewers say

### CTCB

[App page](https://appshunter.io/ios/app/ctcb/id1658656291)

Aggregate all your financial accounts into a single, secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This app empowers you with the tools to simplify your personal finances.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Efficient app performance
- 💯 Excellent customer service
- 🏆 Best banking app experience
- 🌟 Reliable and responsive

**What reviewers complain about**

- 🐛 Issues with mobile deposits
- ⚠️ Inconsistent account balance display

**Reported bugs**

- App crashes or becomes unresponsive
- Incorrect transaction funds display

**Requested features**

- Download transaction history in CSV format
- Improved mobile deposit limits


### 1099Tracks

[App page](https://appshunter.io/ios/app/1099tracks/id6801922573)

This app simplifies tax tracking for self-employed individuals by automatically logging mileage and connecting to bank accounts for expense categorization. It provides AI-powered insights and generates IRS Schedule C forms, streamlining tax preparation.

**Highlights:** Automatic mileage tracking, Bank-connected expense tracking with AI categorization, Quarterly estimated-tax calculation, AI chat for financial data queries, Exportable IRS Schedule C and Excel workbook

**Features:** macOS Compatibility

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Extra Bank Connections | $5.00 | per month |
| 6 Extra Bank Connections | $6.00 | per month |
| 7 Extra Bank Connections | $7.00 | per month |
| 9 Extra Bank Connections | $9.00 | per month |
| 11 Extra Bank Connections | $11.00 | per month |
| 12 Extra Bank Connections | $12.00 | per month |
| 13 Extra Bank Connections | $13.00 | per month |
| 14 Extra Bank Connections | $14.00 | per month |
| 15 Extra Bank Connections | $15.00 | per month |
| 25 Chat Questions | $2.99 | one-time |


## Frequently asked questions

### Is CTCB free?

CTCB is free to download, with no in-app purchases.

### Is 1099Tracks free?

1099Tracks is free to download, with in-app purchases available.

### Which has better reviews, CTCB or 1099Tracks?

1099Tracks is rated higher. CTCB averages 4.8 out of 5 from 2.8K ratings, while 1099Tracks averages 5.0 from 3 ratings.

### Do CTCB or 1099Tracks have ads?

Neither CTCB nor 1099Tracks shows ads.

### Which is updated more often, CTCB or 1099Tracks?

CTCB ships an update monthly, and 1099Tracks every 5 days. Most recently, CTCB was updated on October 15, 2026 and 1099Tracks on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*