# Geojit Smartfolios vs KMS Smart

The clearest difference is rating: KMS Smart at 5.0 against Geojit Smartfolios's 2.0. KMS Smart also leads on update cadence (monthly vs every 2 months) and ratings volume (7 vs 2). Geojit Smartfolios's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. KMS Smart sells 1 one-off in-app purchase. Geojit Smartfolios asks for nothing beyond the download.

KMS Smart holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 2 and 7 respectively.

Geojit Smartfolios ships an update every 2 months, KMS Smart monthly. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Geojit Smartfolios | KMS Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (2 ratings)](https://appshunter.io/ios/app/geojit-smartfolios/id1659016343/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/kms-smart/id6760982133/reviews)** |
| Number of ratings | 2 | **7** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 53 MB | 30 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Geojit Financial Services Ltd](https://appshunter.io/developer/1680850666) | [Manikanth Muthuvarapu](https://appshunter.io/developer/1886981931) |

## What reviewers say

### Geojit Smartfolios

[App page](https://appshunter.io/ios/app/geojit-smartfolios/id1659016343)

This platform offers professionally managed equity investments using expert advice and well-researched recommendations. It provides diversified stock baskets tailored to your risk appetite and investment amount, allowing for flexible entry and exit.

**Highlights:** Professionally managed equity investment, Expert advice and recommendations, Diversified stock baskets, Customizable based on risk appetite, Flexible entry/exit with no lock-in, DIY stock basket creation

**Features:** macOS Compatibility

**In-app purchases:** none


### KMS Smart

[App page](https://appshunter.io/ios/app/kms-smart/id6760982133)

Discover personalized welfare schemes and income opportunities based on your profile. This AI-powered platform helps Indian citizens identify eligibility for government programs, understand potential benefits, and find relevant earning avenues. It provides step-by-step application guides and policy updates.

**Highlights:** AI-powered scheme eligibility assessment, Personalized benefit score and estimates, Step-by-step application guides, Income and earning opportunity identification, Browse over 670 welfare schemes, Latest policy and budget updates, Multi-language support (English, Hindi, Telugu, Kannada)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| KnowMySchemes Pro | $14.99 | one-time |


## Frequently asked questions

### Is Geojit Smartfolios free?

Geojit Smartfolios is free to download, with no in-app purchases.

### Is KMS Smart free?

KMS Smart is free to download, with in-app purchases available.

### Which has better reviews, Geojit Smartfolios or KMS Smart?

KMS Smart is rated higher. Geojit Smartfolios averages 2.0 out of 5 from 2 ratings, while KMS Smart averages 5.0 from 7 ratings.

### Do Geojit Smartfolios or KMS Smart have ads?

KMS Smart shows ads; Geojit Smartfolios does not.

### Which is updated more often, Geojit Smartfolios or KMS Smart?

Geojit Smartfolios ships an update every 2 months, and KMS Smart monthly. Most recently, Geojit Smartfolios was updated on October 9, 2026 and KMS Smart on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*