# Topay vs 苏宁任性贷

The clearest difference is iOS requirement: 苏宁任性贷 at 11.0 against Topay's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Topay ships an update every 5 weeks, 苏宁任性贷 every 4 weeks. The most recent releases landed on September 10, 2026 and July 6, 2026 respectively.

## The numbers

| Metric | Topay | 苏宁任性贷 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 4 weeks** |
| Size | 44 MB | 89 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Media Today Group Pty Ltd](https://appshunter.io/developer/1036508522) | [南京星联数字技术有限公司](https://appshunter.io/developer/1716523661) |

## What reviewers say

### Topay

[App page](https://appshunter.io/ios/app/topay/id1659570581)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 苏宁任性贷

[App page](https://appshunter.io/ios/app/id6450258719)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Topay free?

Topay is free to download, with no in-app purchases.

### Is 苏宁任性贷 free?

苏宁任性贷 is free to download, with no in-app purchases.

### Do Topay or 苏宁任性贷 have ads?

Neither Topay nor 苏宁任性贷 shows ads.

### Which is updated more often, Topay or 苏宁任性贷?

Topay ships an update every 5 weeks, and 苏宁任性贷 every 4 weeks. Most recently, Topay was updated on September 10, 2026 and 苏宁任性贷 on July 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*