# SMACEM vs Mutuelle Internet

The clearest difference is update cadence: Mutuelle Internet at weekly against SMACEM's every 3 months. Mutuelle Internet also leads on iOS requirement (10.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SMACEM ships an update every 3 months, Mutuelle Internet weekly. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | SMACEM | Mutuelle Internet |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | — |
| Size | 72 MB | 40 MB |
| Requires iOS | 15.0 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [SMACEM](https://appshunter.io/developer/1659667439) | [Pavillon Prévoyance](https://appshunter.io/developer/1825424958) |

## What reviewers say

### SMACEM

[App page](https://appshunter.io/ios/app/smacem/id1659667437)

Access your health insurance services anytime, anywhere. View reimbursements, submit claims with photos, access your digital health card, and find nearby healthcare providers. Stay connected with your mutual insurance provider on your smartphone or tablet.

**Highlights:** View health reimbursements, Submit claims via photo, Access digital health card, Find nearby healthcare providers, Consult contract details, Contact member services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mutuelle Internet

[App page](https://appshunter.io/ios/app/mutuelle-internet/id6748386339)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SMACEM free?

SMACEM is free to download, with no in-app purchases.

### Is Mutuelle Internet free?

Mutuelle Internet is free to download, with no in-app purchases.

### Do SMACEM or Mutuelle Internet have ads?

Neither SMACEM nor Mutuelle Internet shows ads.

### Which is updated more often, SMACEM or Mutuelle Internet?

SMACEM ships an update every 3 months, and Mutuelle Internet weekly. Most recently, SMACEM was updated on November 3, 2026 and Mutuelle Internet on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*