# WithU Loans vs ClearAirLending

The clearest difference is review sentiment: ClearAirLending at 50% against WithU Loans's 10%. ClearAirLending also leads on rating (1.8 vs 1.5). WithU Loans's advantage is ratings volume (94 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ClearAirLending holds the better App Store score, 1.8 against 1.5. That said, the two scores are not equally well evidenced: WithU Loans has 94 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 10% of WithU Loans's written reviews are positive against 50% of ClearAirLending's.

WithU Loans ships an update monthly, ClearAirLending every 2 months. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | WithU Loans | ClearAirLending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (94 ratings)](https://appshunter.io/ios/app/withu-loans/id1659680850/reviews) | **[1.8 (5 ratings)](https://appshunter.io/ios/app/clearairlending/id6746148287/reviews)** |
| Number of ratings | **94** | 5 |
| Positive reviews | 9.6% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 56 MB | 62 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [W6LS, Inc.](https://appshunter.io/developer/1692415385) | [Clear Air Lending](https://appshunter.io/developer/1815444557) |

## What reviewers say

### WithU Loans

[App page](https://appshunter.io/ios/app/withu-loans/id1659680850)

Manage your loan account conveniently with 24/7 access. Check your balance, track payments, schedule additional payments, and update personal information. Get assistance through FAQs and customer support.

**Highlights:** Check account balance, Track payment schedules, Schedule additional payments, Update personal information, Access FAQs, Contact customer support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helps in emergencies
- 👍 Option to pay off early (with caveats)
- 👍 Approved for loans quickly

**What reviewers complain about**

- 💸 Extremely high interest rates
-  predatory Lending practices
- 💸 Loans cost multiple times the borrowed amount
- 💸 Unclear loan terms and conditions
- 💸 Front-loaded interest

**Reported bugs**

- App frequently crashes or stalls
- Cannot log in to the app or website
- Password reset emails not received or links are broken
- 2FA codes not sent or do not work
- Website claims no account exists

**Requested features**

- Clearer disclosure of interest rates and terms before signing
- More transparent payment schedules
- Improved website functionality
- Better customer service responsiveness


### ClearAirLending

[App page](https://appshunter.io/ios/app/clearairlending/id6746148287)

Manage your existing loans with ease through this mobile app. View loan details, schedule payments, get payoff quotes, and connect with support via live chat. New loan applications are not available through the app.

**Highlights:** View existing loan details, Schedule additional payments, Obtain payoff quotes, Schedule full payoff, Connect with support via live chat

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WithU Loans free?

WithU Loans is free to download, with no in-app purchases.

### Is ClearAirLending free?

ClearAirLending is free to download, with no in-app purchases.

### Which has better reviews, WithU Loans or ClearAirLending?

ClearAirLending is rated higher. WithU Loans averages 1.5 out of 5 from 94 ratings, while ClearAirLending averages 1.8 from 5 ratings.

### Do WithU Loans or ClearAirLending have ads?

Neither WithU Loans nor ClearAirLending shows ads.

### Which is updated more often, WithU Loans or ClearAirLending?

WithU Loans ships an update monthly, and ClearAirLending every 2 months. Most recently, WithU Loans was updated on November 7, 2026 and ClearAirLending on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*