# WithU Loans vs IFTA Ledger

The clearest difference is in-app purchases: WithU Loans at none against IFTA Ledger's 1. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. IFTA Ledger sells 1 one-off in-app purchase. WithU Loans asks for nothing beyond the download.

## The numbers

| Metric | WithU Loans | IFTA Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.4 (89 ratings)](https://appshunter.io/ios/app/withu-loans/id1659680850/reviews)** | — |
| Number of ratings | **89** | — |
| Positive reviews | 9.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | — |
| Size | 56 MB | 6 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [W6LS, Inc.](https://appshunter.io/developer/1692415385) | [Burak Kocatepe](https://appshunter.io/developer/1853217103) |

## What reviewers say

### WithU Loans

[App page](https://appshunter.io/ios/app/withu-loans/id1659680850)

Manage your loan account conveniently with 24/7 access. Check your balance, track payments, schedule additional payments, and update personal information. Get assistance through FAQs and customer support.

**Highlights:** Check account balance, Track payment schedules, Schedule additional payments, Update personal information, Access FAQs, Contact customer support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helps in emergencies
- 👍 Option to pay off early (with caveats)
- 👍 Approved for loans quickly

**What reviewers complain about**

- 💸 Extremely high interest rates
-  predatory Lending practices
- 💸 Loans cost multiple times the borrowed amount
- 💸 Unclear loan terms and conditions
- 💸 Front-loaded interest

**Reported bugs**

- App frequently crashes or stalls
- Cannot log in to the app or website
- Password reset emails not received or links are broken
- 2FA codes not sent or do not work
- Website claims no account exists

**Requested features**

- Clearer disclosure of interest rates and terms before signing
- More transparent payment schedules
- Improved website functionality
- Better customer service responsiveness


### IFTA Ledger

[App page](https://appshunter.io/ios/app/ifta-ledger/id6804011572)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IFTA Ledger Unlock | $14.99 | one-time |


## Frequently asked questions

### Is WithU Loans free?

WithU Loans is free to download, with no in-app purchases.

### Is IFTA Ledger free?

IFTA Ledger is free to download, with in-app purchases available.

### Do WithU Loans or IFTA Ledger have ads?

Neither WithU Loans nor IFTA Ledger shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*