# WithU Loans vs Zen Audit

The clearest difference is rating: Zen Audit at 5.0 against WithU Loans's 1.4. WithU Loans's advantage is in-app purchases (none vs 1) and ratings volume (92 vs 1). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Zen Audit sells 1 in-app purchase, starting at $29.99 per year. WithU Loans asks for nothing beyond the download.

Zen Audit holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: WithU Loans has 92 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | WithU Loans | Zen Audit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (92 ratings)](https://appshunter.io/ios/app/withu-loans/id1659680850/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/zen-audit-expense-tracker/id6804508872/reviews)** |
| Number of ratings | **92** | 1 |
| Positive reviews | 9.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | Free |
| Size | 56 MB | 68 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [W6LS, Inc.](https://appshunter.io/developer/1692415385) | [Olajide Ogundipe Jr](https://appshunter.io/developer/940670952) |

## What reviewers say

### WithU Loans

[App page](https://appshunter.io/ios/app/withu-loans/id1659680850)

Manage your loan account conveniently with 24/7 access. Check your balance, track payments, schedule additional payments, and update personal information. Get assistance through FAQs and customer support.

**Highlights:** Check account balance, Track payment schedules, Schedule additional payments, Update personal information, Access FAQs, Contact customer support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helps in emergencies
- 👍 Option to pay off early (with caveats)
- 👍 Approved for loans quickly

**What reviewers complain about**

- 💸 Extremely high interest rates
-  predatory Lending practices
- 💸 Loans cost multiple times the borrowed amount
- 💸 Unclear loan terms and conditions
- 💸 Front-loaded interest

**Reported bugs**

- App frequently crashes or stalls
- Cannot log in to the app or website
- Password reset emails not received or links are broken
- 2FA codes not sent or do not work
- Website claims no account exists

**Requested features**

- Clearer disclosure of interest rates and terms before signing
- More transparent payment schedules
- Improved website functionality
- Better customer service responsiveness


### Zen Audit

[App page](https://appshunter.io/ios/app/zen-audit-expense-tracker/id6804508872)

This app helps self-employed individuals track business expenses, log mileage, and organize financials using AI. It simplifies tax preparation by categorizing spending and providing reports for Schedule C filing.

**Highlights:** AI receipt scanning and categorization, Bank statement OCR for transaction logging, Business mileage tracking, Live financial dashboard and KPI reports, Job and cash expense organizer, Easy export for tax filing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zen Audit Yearly Plan | $29.99 | per year |


## Frequently asked questions

### Is WithU Loans free?

WithU Loans is free to download, with no in-app purchases.

### Is Zen Audit free?

Zen Audit is free to download, with in-app purchases available.

### Which has better reviews, WithU Loans or Zen Audit?

Zen Audit is rated higher. WithU Loans averages 1.4 out of 5 from 92 ratings, while Zen Audit averages 5.0 from 1 ratings.

### Do WithU Loans or Zen Audit have ads?

Neither WithU Loans nor Zen Audit shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*