# Budgetwise vs PHUNDO FINTECH

The clearest difference is in-app purchases: PHUNDO FINTECH at none against Budgetwise's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Budgetwise sells 2 one-off in-app purchases. PHUNDO FINTECH asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 9, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Budgetwise | PHUNDO FINTECH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/budgetwise/id1659836466/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 19 MB | 85 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sergey Burd](https://appshunter.io/developer/1748764366) | [PHUNDO FINTECH INDIA PRIVATE LIMITED](https://appshunter.io/developer/1716691373) |

## What reviewers say

### Budgetwise

[App page](https://appshunter.io/ios/app/budgetwise/id1659836466)

Manage your finances with this user-friendly iOS app. Track income, expenses, and bills with customizable categories, recurring transaction setup, and timely bill reminders. Visualize your spending habits and budget progress through detailed reports and charts.

**Highlights:** Customizable budget categories, Recurring transaction setup, Bill reminders with notifications, Income and expense tracking, Spending reports and charts

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy Me a Coffee | $0.99 | one-time |
| Buy Me a Coffee Full | $5.99 | one-time |


### PHUNDO FINTECH

[App page](https://appshunter.io/ios/app/phundo-fintech/id6472162411)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budgetwise free?

Budgetwise is free to download, with in-app purchases available.

### Is PHUNDO FINTECH free?

PHUNDO FINTECH is free to download, with no in-app purchases.

### Do Budgetwise or PHUNDO FINTECH have ads?

Neither Budgetwise nor PHUNDO FINTECH shows ads.

### Which is updated more often, Budgetwise or PHUNDO FINTECH?

Budgetwise ships an update every 2 months, and PHUNDO FINTECH every 2 months. Most recently, Budgetwise was updated on October 9, 2026 and PHUNDO FINTECH on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*