# StateCS CardNav vs DRCU CardNav

The clearest difference is rating: StateCS CardNav at 5.0 against DRCU CardNav's 4.6. StateCS CardNav also leads on update cadence (every 3 months vs every 12 months). DRCU CardNav's advantage is ratings volume (16 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

StateCS CardNav holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: DRCU CardNav has 16 ratings behind it against 3, so its average is the more settled of the two.

StateCS CardNav ships an update every 3 months, DRCU CardNav every 12 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | StateCS CardNav | DRCU CardNav |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/statecs-cardnav/id1659883288/reviews)** | [4.6 (16 ratings)](https://appshunter.io/ios/app/drcu-cardnav/id6454298926/reviews) |
| Number of ratings | 3 | **16** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 12 months |
| Monetization | Free | Free |
| Size | 82 MB | 76 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [State CS Employees Federal Credit Union](https://appshunter.io/developer/1477855442) | [Grand County Credit Union](https://appshunter.io/developer/1467239329) |

## What reviewers say

### StateCS CardNav

[App page](https://appshunter.io/ios/app/statecs-cardnav/id1659883288)

Take full control of your debit and credit card spending. Manage transaction types, locations, and merchant categories. Instantly turn cards on or off, set spending limits, and receive real-time alerts to prevent fraud.

**Highlights:** Set transaction type controls, Define geographic usage rules, Specify merchant category restrictions, Instantly turn cards on/off, Enable GPS location limits, Set dollar transaction limits, Receive real-time fraud alerts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### DRCU CardNav

[App page](https://appshunter.io/ios/app/drcu-cardnav/id6454298926)

Manage your debit and credit cards with transaction alerts and customizable usage controls. Set preferences for when, where, and how your cards are used to enhance security and monitor spending.

**Highlights:** Transaction alerts, Card usage controls, Customizable alert preferences, Define card usage settings, Monitor card activity

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is StateCS CardNav free?

StateCS CardNav is free to download, with no in-app purchases.

### Is DRCU CardNav free?

DRCU CardNav is free to download, with no in-app purchases.

### Which has better reviews, StateCS CardNav or DRCU CardNav?

StateCS CardNav is rated higher. StateCS CardNav averages 5.0 out of 5 from 3 ratings, while DRCU CardNav averages 4.6 from 16 ratings.

### Do StateCS CardNav or DRCU CardNav have ads?

Neither StateCS CardNav nor DRCU CardNav shows ads.

### Which is updated more often, StateCS CardNav or DRCU CardNav?

StateCS CardNav ships an update every 3 months, and DRCU CardNav every 12 months. Most recently, StateCS CardNav was updated on October 24, 2026 and DRCU CardNav on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*