# Efinance Mobile vs Neocash Mobile

The clearest difference is update cadence: Neocash Mobile at every 3 weeks against Efinance Mobile's every 20 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Efinance Mobile ships an update every 20 months, Neocash Mobile every 3 weeks. The most recent releases landed on October 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Efinance Mobile | Neocash Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.3 (7 ratings)](https://appshunter.io/ios/app/neocash-mobile/id6444277601/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | — | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 42 MB | 159 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [EFINANCE COMPANY LIMITED](https://appshunter.io/developer/1659994979) | [Shephard Trust Bank](https://appshunter.io/developer/1653545557) |

## What reviewers say

### Efinance Mobile

[App page](https://appshunter.io/ios/app/efinance-mobile/id1659994977)

**Features:** macOS Compatibility

**In-app purchases:** none


### Neocash Mobile

[App page](https://appshunter.io/ios/app/neocash-mobile/id6444277601)

This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.

**Highlights:** Loan amounts up to ₦5,000,000, Flexible repayment tenure, Fast loan approval and disbursement, No collateral or guarantor required, Secure and reliable platform, Transparent APR and fees

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Efinance Mobile free?

Efinance Mobile is free to download, with no in-app purchases.

### Is Neocash Mobile free?

Neocash Mobile is free to download, with no in-app purchases.

### Do Efinance Mobile or Neocash Mobile have ads?

Neither Efinance Mobile nor Neocash Mobile shows ads.

### Which is updated more often, Efinance Mobile or Neocash Mobile?

Efinance Mobile ships an update every 20 months, and Neocash Mobile every 3 weeks. Most recently, Efinance Mobile was updated on October 2, 2026 and Neocash Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*