Comparison

Efinance Mobile vs CadRemit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Efinance Mobile

Features
Read full description

Efinance Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

About

CadRemit

Easily send and receive money internationally across Canada, Nigeria, the USA, and Europe. Convert currencies, access virtual accounts for payments, and manage multiple balances in one app. Ideal for individuals and businesses with cross-border financial needs.

Highlights
  • International money transfers
  • Multi-currency wallets
  • Currency converter
  • Receive international payments
  • Virtual accounts
  • CMT Rewards program
  • Stablecoin funding
Features
Read full description

CadRemit is an international money transfer app for sending and receiving money across Canada, Nigeria, the USA and Europe. Send money internationally, check currency conversions, receive international payments and receive multiple currencies from one app. Whether you need to send CAD to NGN, USD to NGN, EUR to NGN, CAD to USD or another supported currency pair, CadRemit helps you move money across borders conveniently. Send Money Internationally Send money to supported destinations with CadRemit. Supported currencies include: CAD — Canadian Dollar USD — US Dollar EUR — Euro NGN — Nigerian Naira Supported transfer routes include: CAD to NGN USD to NGN EUR to NGN CAD to USD USD to CAD EUR to USD CAD to EUR Other supported currency pairs Available routes depend on your location and account eligibility. Multi-Currency Transfers Send money and receive supported currencies from one app. CadRemit supports international transfers across available countries in Canada, United States, Europe and Nigeria. Currency Converter Use the CadRemit currency converter to check conversions between CAD, USD, EUR and NGN. See how much your money is worth before making a transfer and review applicable exchange rates. Receive International Payments Receive international payments through virtual accounts in supported currencies, subject to account eligibility and applicable requirements. Use your supported account details to receive payments from eligible sources, including clients, businesses and other payment providers. Multi-Currency Wallets Receive supported CAD, USD, EUR and NGN balances from one app. Receive and transfer supported currencies through your CadRemit wallet. International Payment Methods Depending on the currency, destination and transaction, CadRemit supports payment methods and payment rails including: Interac EFT SEPA ACH Push to Card Available payment methods vary by currency, destination and transaction. CMT Rewards Eligible transfers to Nigeria can earn CMT Points, subject to applicable reward and redemption rules. Stablecoin Funding Eligible customers can fund their USD wallet using supported stablecoins, including USDC and USDT, subject to availability and applicable requirements. Who Can Use CadRemit? CadRemit supports eligible individuals and businesses managing money across borders, including: Immigrants and diaspora communities International students People making cross-border payments Freelancers and remote workers Travelers and newcomers Families supporting relatives abroad Small and medium-sized businesses Importers and exporters Businesses making international supplier payments Why Choose CadRemit? Send money internationally Access competitive exchange rates Transfer money across supported currency routes Send CAD to NGN and other supported currency pairs Send USD to NGN Send EUR to NGN Convert CAD, USD, EUR and NGN Receive international payments Access virtual accounts in supported currencies Receive multiple currencies in one app Use supported international payment methods Earn CMT Points on eligible transfers to Nigeria Access supported stablecoin funding options Move your money across borders with CadRemit. For account or transaction support, contact the CadRemit support team through the app or email contact@cadremit.com. Website: https://cadremit.com Facebook: @cadremit X: @cadremit Instagram: @cadremithq

Screenshots

Efinance Mobile4 screens
CadRemit4 screens

Verdict

The call

The clearest difference is update cadence: CadRemit at weekly against Efinance Mobile's every 20 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Efinance Mobile ships an update every 20 months, CadRemit weekly. The most recent releases landed on October 2, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Efinance Mobile versus CadRemit: the parameters behind the verdict, then further details
ParameterEfinance MobileCadRemit
PriceFreeFree
Rating—4.9 (815 ratings) — better
Positive reviews—78.1% of reviews
Number of ratings—815 — better
Update frequencyEvery 20 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size42 MB93 MB
Age rating4+4+
DeveloperEFINANCE COMPANY LIMITEDCadRemit

Bugs and requests

Efinance Mobile

Not enough reviews yet to summarise bugs or requests.

CadRemit

Reported bugs

7 issues
  • Biometric login fails and requires passcode
  • Deposits not appearing in app
  • Account verification limited to Canada and Nigeria
  • Virtual USD wallet creation unavailable in USA
  • Refunds sent to wrong accounts with incorrect amounts
Show 2 more
  • Transfers stuck in processing for extended periods
  • System issues during payment returns

Requested features

9 requests
  • Virtual debit card services
  • Dark mode for app interface
  • Support for more currencies
  • Increased transaction limits
  • Allow third-party transfers to Interac accounts
Show 4 more
  • Support for USA verification
  • Minimum deposit amount reduction
  • Biometric login improvements
  • Better security features

In-app purchases

None

Efinance Mobile

No in-app purchases

None

CadRemit

No in-app purchases

Questions

Is Efinance Mobile free?
Efinance Mobile is free to download, with no in-app purchases.
Is CadRemit free?
CadRemit is free to download, with no in-app purchases.
Do Efinance Mobile or CadRemit have ads?
Neither Efinance Mobile nor CadRemit shows ads.
Which is updated more often, Efinance Mobile or CadRemit?
Efinance Mobile ships an update every 20 months, and CadRemit weekly. Most recently, Efinance Mobile was updated on October 2, 2026 and CadRemit on November 3, 2026.

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