Comparison

Money Ledgers vs Money Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Ledgers

Easily track your daily spending and manage your budget with this intuitive financial management app. It simplifies expense tracking, offers budget planning with alerts, and allows for organized record-keeping across multiple ledgers. Build better financial habits effortlessly.

Highlights
  • Expense tracking
  • Budget planning
  • Multiple ledgers
  • Flexible categories
  • Automatic cloud backup
  • Daily reminders
Features
Read full description

Money Ledger is a powerful financial management app that can play a big part in your personal financial life. This money tracker is an all-in-one money management application that combines an expense manager, budget planner, a money organizer, a financial planner, and a series of cool features that you need to manage your finances well. Let's face it, we're not good at remembering things. We spend money almost every day on the house we live in, the food we eat, and everything else. Sure, we don't need to remember little things, but you know those little things can make a huge difference, especially when it comes to finances. In order to become a financial expert, both in your personal life and in your business, building a habit of tracking expenses is essential. With Money Ledger, it's simple. We help you build that habit by turning the boring and complicated task of finance into something simple and fun. Simply add the money you spent every time you go shopping, pay bills, or maybe just have an ice cream. What's the best part? With just a few taps, you're done adding your expenses. And don't worry if you forget to track expenses; we'll send you a reminder every day! This expense tracker app is more than just a tool that allows you to track money or "cash flow" as they call it. This money tracker app offers more features to keep your budget, money, spending, and finances under control. Take advantage of this spending tracker app, and you are now in full control of your personal finances! Why choose us as your money manager? Among the hundreds of bookkeeping apps you see, Money Ledger may not be the best money expense tracker and budgeting app, and we are not a financial planner or finance advisor. Our mission is to help everyone build the habit of recording your daily expenses while improving your personal financial situation. Stop asking yourself and spending hours wondering where you spent the money or where your money went. Keep it up, and you will definitely see progress. Our key features: Clean UI: Take a look at our app; it is simple and clear. Accounting is complex, so we understand how important simplicity is. Just a few clicks: It is quick. We don't have much time, and it only takes a few seconds to track income or expenses. Multiple Ledgers: Keep your work, personal, or business financial records recorded in separate ledgers. Keeping it organized and tidy can save you a lot of trouble in the future. Add as many ledgers as you like. Flexible Categories: You have complete control over how you want the category and subcategory to look. There are no limitations. Budget Planning: Plan your budget in advance, and our money management app will alert you once you reach a certain threshold. Budgeting will prevent overspending and save you more money. Start your savings plan now. Automatic Backup: Keep your records in our cloud, protected. Be assured that the files are encrypted, and only you have the right to read your files. We understand that it is hard to adopt a new habit without any tools. That's why we created this budget planning and expense tracker app. You don't need a financial advisor to do well in personal finance, so let's start your money management journey right now! Be your own personal finance manager! Read more about Apple's terms and conditions here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms and Conditions: https://moneyledgers.me/terms.html Privacy Policy: https://moneyledgers.me/privacy.html

About

Money Manager

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Money Ledgers4 screens
Money Manager4 screens

Verdict

The call

The clearest difference is rating: Money Manager at 4.7 against Money Ledgers's 3.0. Money Manager also leads on ads (none vs shown) and review sentiment (70% vs 40%). Money Ledgers's advantage is iOS requirement (14.0 vs 17.6). On price, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Ledgers sells 3 in-app purchases, starting at $1.99 per month and Money Manager sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Money Manager holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Money Manager has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of Money Ledgers's written reviews are positive against 70% of Money Manager's.

UpkeepUpdate frequency

Money Ledgers ships an update every 2 months, Money Manager fortnightly. The most recent releases landed on October 13, 2026 and October 25, 2026 respectively.

Scorecard7 real differences · 3 level
Money Ledgers versus Money Manager: the parameters behind the verdict, then further details
ParameterMoney LedgersMoney Manager
PriceFreeFree
Rating3.0 (2 ratings)4.7 (11 ratings) — better
Positive reviews40.0% of reviews70.0% of reviews — better
Number of ratings211 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS14.0 — better17.6
Further details — not scored
Size55 MB19 MB
Age rating4+4+
DeveloperTeck Wei KhooRobin Guido Schmidt

Customer experience

Money Ledgers

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Money Manager

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

In-app purchases

3 purchases

Money Ledgers

Subscriptions3
  • Monthly Pass$1.991 Month
  • Quarter Pass3 Days trial$3.993 Months
  • Yearly Pass7 Days trial$12.991 Year
4 purchases

Money Manager

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Money Ledgers free?
Money Ledgers is free to download, with in-app purchases available.
Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Which has better reviews, Money Ledgers or Money Manager?
Money Manager is rated higher. Money Ledgers averages 3.0 out of 5 from 2 ratings, while Money Manager averages 4.7 from 11 ratings.
Do Money Ledgers or Money Manager have ads?
Money Ledgers shows ads; Money Manager does not.
Which is updated more often, Money Ledgers or Money Manager?
Money Ledgers ships an update every 2 months, and Money Manager fortnightly. Most recently, Money Ledgers was updated on October 13, 2026 and Money Manager on October 25, 2026.

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