# A vs Payma

The clearest difference is update cadence: Payma at weekly against A's every 2 months. Payma also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

A ships an update every 2 months, Payma weekly. Both last shipped on October 14, 2026.

## The numbers

| Metric | A | Payma |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/a-pay-3/id1660729012/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | — |
| Size | 130 MB | 29 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CENTER FOR DIGITAL TECHNOLOGY AND INNOVATION](https://appshunter.io/developer/1581086379) | [Payma LLC](https://appshunter.io/developer/1544020537) |

## What reviewers say

### A

[App page](https://appshunter.io/ios/app/a-pay-3/id1660729012)

This financial service allows users to make convenient transfers and earn cashback on purchases using electronic money. Enjoy benefits like cashback on mobile top-ups, internet, utilities, and travel, along with commission-free transfers between users.

**Highlights:** Cashback up to 3% on various services, Commission-free transfers between A-Pay wallets, 10% cashback on OSAGO (car insurance), 2% cashback on flight tickets, 0% commission for transfers to Turkey, High security standards and PCI DSS certification

**Features:** Vision Pro support

**In-app purchases:** none


### Payma

[App page](https://appshunter.io/ios/app/payma/id6636497418)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is A free?

A is free to download, with no in-app purchases.

### Is Payma free?

Payma is free to download, with no in-app purchases.

### Do A or Payma have ads?

Neither A nor Payma shows ads.

### Which is updated more often, A or Payma?

A ships an update every 2 months, and Payma weekly. Most recently, A was updated on October 14, 2026 and Payma on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*