# Reap Global vs Stella Pay

Reap Global and Stella Pay both sit at 3.8 stars, but that hides the real split: 50% of Stella Pay's written reviews are positive against 0% of Reap Global's. Stella Pay also leads on update cadence (weekly vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.8 for Reap Global against 3.9 for Stella Pay. Both are backed by a comparable volume of ratings — 5 and 7 respectively. Written reviews are what separate them: 0% of Reap Global's written reviews are positive against 50% of Stella Pay's.

Reap Global ships an update monthly, Stella Pay weekly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Reap Global | Stella Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (5 ratings)](https://appshunter.io/ios/app/reap-global/id1660845868/reviews) | **[3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews)** |
| Number of ratings | 5 | **7** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | Free |
| Size | 49 MB | 81 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Reap](https://appshunter.io/developer/1660696198) | [Flashwire Inc](https://appshunter.io/developer/1668957914) |

## What reviewers say

### Reap Global

[App page](https://appshunter.io/ios/app/reap-global/id1660845868)

This financial platform simplifies company spend management for mid to large enterprises. It integrates innovative payment products and spend management software to digitize finances and enable intelligent spending decisions globally.

**Highlights:** Company spend management, Integrated payment products, Financial connectivity, Digitize business finances, Monitor transactions, Access card details

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Reap Global free?

Reap Global is free to download, with no in-app purchases.

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Which has better reviews, Reap Global or Stella Pay?

Stella Pay is rated higher. Reap Global averages 3.8 out of 5 from 5 ratings, while Stella Pay averages 3.9 from 7 ratings.

### Do Reap Global or Stella Pay have ads?

Neither Reap Global nor Stella Pay shows ads.

### Which is updated more often, Reap Global or Stella Pay?

Reap Global ships an update monthly, and Stella Pay weekly. Most recently, Reap Global was updated on November 3, 2026 and Stella Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*