# Reap Global vs Payy

The clearest difference is review sentiment: Payy at 65% against Reap Global's 0%. Payy also leads on rating (4.1 vs 3.8) and update cadence (every 8 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payy holds the better App Store score, 4.1 against 3.8. That said, the two scores are not equally well evidenced: Payy has 35 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of Reap Global's written reviews are positive against 65% of Payy's.

Reap Global ships an update monthly, Payy every 8 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Reap Global | Payy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (5 ratings)](https://appshunter.io/ios/app/reap-global/id1660845868/reviews) | **[4.1 (35 ratings)](https://appshunter.io/ios/app/payy/id6474760518/reviews)** |
| Number of ratings | 5 | **35** |
| Positive reviews | 0.0% of reviews | **65.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free | Free |
| Size | 49 MB | 130 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Reap](https://appshunter.io/developer/1660696198) | [Polybase Labs](https://appshunter.io/developer/1722468125) |

## What reviewers say

### Reap Global

[App page](https://appshunter.io/ios/app/reap-global/id1660845868)

This financial platform simplifies company spend management for mid to large enterprises. It integrates innovative payment products and spend management software to digitize finances and enable intelligent spending decisions globally.

**Highlights:** Company spend management, Integrated payment products, Financial connectivity, Digitize business finances, Monitor transactions, Access card details

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Payy

[App page](https://appshunter.io/ios/app/payy/id6474760518)

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

**Highlights:** Send stablecoins with payment links, No account freezing or suspension, User-controlled funds, Payy Card for spending, Easy and private digital money

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Reap Global free?

Reap Global is free to download, with no in-app purchases.

### Is Payy free?

Payy is free to download, with no in-app purchases.

### Which has better reviews, Reap Global or Payy?

Payy is rated higher. Reap Global averages 3.8 out of 5 from 5 ratings, while Payy averages 4.1 from 35 ratings.

### Do Reap Global or Payy have ads?

Neither Reap Global nor Payy shows ads.

### Which is updated more often, Reap Global or Payy?

Reap Global ships an update monthly, and Payy every 8 days. Most recently, Reap Global was updated on October 24, 2026 and Payy on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*