# PeYa Pay vs Ray Money

The clearest difference is update cadence: Ray Money at every 9 days against PeYa Pay's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeYa Pay ships an update every 4 weeks, Ray Money every 9 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | PeYa Pay | Ray Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/peya-pay/id1660921271/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 9 days** |
| Monetization | Free | — |
| Size | 108 MB | 59 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DJOGANA MONEY SERVICES S.A](https://appshunter.io/developer/1660921273) | [RAY PLUS GROUP](https://appshunter.io/developer/1653176429) |

## What reviewers say

### PeYa Pay

[App page](https://appshunter.io/ios/app/peya-pay/id1660921271)

This app offers innovative payment and service solutions, integrating banking and payment methods with virtual and physical accounts. It aims to promote financial inclusion by enabling businesses to capture financial flows, especially from the informal sector, through prepaid accounts.

**Highlights:** Integrated banking and payment system, Virtual and physical account synergy, Financial inclusion tool, Prepaid account services, Value-added services

**Features:** Vision Pro support

**In-app purchases:** none


### Ray Money

[App page](https://appshunter.io/ios/app/ray-money/id6444220403)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PeYa Pay free?

PeYa Pay is free to download, with no in-app purchases.

### Is Ray Money free?

Ray Money is free to download, with no in-app purchases.

### Do PeYa Pay or Ray Money have ads?

Neither PeYa Pay nor Ray Money shows ads.

### Which is updated more often, PeYa Pay or Ray Money?

PeYa Pay ships an update every 4 weeks, and Ray Money every 9 days. Most recently, PeYa Pay was updated on November 3, 2026 and Ray Money on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*