# SHB SAHA vs SH Smart

The clearest difference is update cadence: SH Smart at weekly against SHB SAHA's every 3 weeks. SHB SAHA's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SHB SAHA ships an update every 3 weeks, SH Smart weekly. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SHB SAHA | SH Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (66 ratings)](https://appshunter.io/ios/app/shb-saha/id1661457183/reviews)** | — |
| Number of ratings | **66** | — |
| Positive reviews | 25.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 263 MB | 130 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [SAI GON - HA NOI COMMECIAL JOINT STOCK BANK](https://appshunter.io/developer/1251278575) | [SAI GON  HA NOI SECURITIES JOINT STOCK COMPANY](https://appshunter.io/developer/1351119819) |

## What reviewers say

### SHB SAHA

[App page](https://appshunter.io/ios/app/shb-saha/id1661457183)

This secure digital banking platform offers a seamless experience for managing your finances. It provides tools for personal financial management, comprehensive payment options, and features for saving, lending, and investment to help you reach your financial goals.

**Highlights:** Secure banking interactions, Personal financial management tools, Comprehensive payment methods, Saving, lending, and investment features, Personalized banking experiences, Offers and promotions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SH Smart

[App page](https://appshunter.io/ios/app/sh-smart/id6753275371)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SHB SAHA free?

SHB SAHA is free to download, with no in-app purchases.

### Is SH Smart free?

SH Smart is free to download, with no in-app purchases.

### Do SHB SAHA or SH Smart have ads?

Neither SHB SAHA nor SH Smart shows ads.

### Which is updated more often, SHB SAHA or SH Smart?

SHB SAHA ships an update every 3 weeks, and SH Smart weekly. Most recently, SHB SAHA was updated on October 25, 2026 and SH Smart on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*