# Credzy vs MCG DIY

The clearest difference is in-app purchases: Credzy at none against MCG DIY's 1. Credzy also leads on update cadence (fortnightly vs every 6 weeks). MCG DIY's advantage is iOS requirement (13.0 vs 16.0). On price, ads and device support there is nothing between them.

Both are free to download. MCG DIY sells 1 in-app purchase, starting at $29.99 per month. Credzy asks for nothing beyond the download.

Credzy ships an update fortnightly, MCG DIY every 6 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Credzy | MCG DIY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (22 ratings)](https://appshunter.io/ios/app/credzy/id1661529824/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 57.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | — |
| Size | 45 MB | 53 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Credzy LLC](https://appshunter.io/developer/1661530036) | [My Credit Guy, Inc](https://appshunter.io/developer/1714942800) |

## What reviewers say

### Credzy

[App page](https://appshunter.io/ios/app/credzy/id1661529824)

Monitor your credit building journey with expert assistance. This app offers tools for credit disputing, rent reporting, and debt management to help you create a strong credit profile and prepare for homeownership.

**Highlights:** Credit building progress monitoring, Credit disputing, Rent reporting, Debt management, Home readiness program

**Features:** macOS Compatibility

**In-app purchases:** none


### MCG DIY

[App page](https://appshunter.io/ios/app/mcg-diy/id6471234823)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $29.99 | per month |


## Frequently asked questions

### Is Credzy free?

Credzy is free to download, with no in-app purchases.

### Is MCG DIY free?

MCG DIY is free to download, with in-app purchases available.

### Do Credzy or MCG DIY have ads?

Neither Credzy nor MCG DIY shows ads.

### Which is updated more often, Credzy or MCG DIY?

Credzy ships an update fortnightly, and MCG DIY every 6 weeks. Most recently, Credzy was updated on October 24, 2026 and MCG DIY on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*