# UCPayWallet vs Mipay

The clearest difference is review sentiment: UCPayWallet at 100% against Mipay's 0%. UCPayWallet also leads on rating (5.0 vs 2.7) and update cadence (every 2 weeks vs every 5 months). Mipay's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UCPayWallet holds the better App Store score, 5.0 against 2.7. Both are backed by a comparable volume of ratings — 10 and 11 respectively. Written reviews point the same way: 100% of UCPayWallet's written reviews are positive against 0% of Mipay's.

UCPayWallet ships an update every 2 weeks, Mipay every 5 months. The most recent releases landed on August 10, 2026 and June 8, 2026 respectively.

## The numbers

| Metric | UCPayWallet | Mipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (10 ratings)](https://appshunter.io/ios/app/ucpaywallet/id1661777642/reviews)** | [2.7 (11 ratings)](https://appshunter.io/ios/app/mipay/id6476452609/reviews) |
| Number of ratings | 10 | **11** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 5 months |
| Monetization | Ad-supported | **Free** |
| Size | 114 MB | 37 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UC-pay Canada Ltd](https://appshunter.io/developer/1661777644) | [MI FU APP SG PTE. LTD.](https://appshunter.io/developer/1726786728) |

## What reviewers say

### UCPayWallet

[App page](https://appshunter.io/ios/app/ucpaywallet/id1661777642)

Manage your daily finances with this app, allowing you to send, spend, store, and convert money globally. It consolidates multiple currency wallets into one and offers a rechargeable payment card for convenient transactions.

**Highlights:** Send, spend, store, and manage money, Convert currency and make global transfers, Consolidate multiple currency wallets, Rechargeable payment card, P2P transfers, Offline cash withdrawals and spending

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mipay

[App page](https://appshunter.io/ios/app/mipay/id6476452609)

This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.

**Highlights:** International money transfers, Mastercard top-ups, Multi-currency accounts, Cross-border transactions, Secure and convenient

**In-app purchases:** none


## Frequently asked questions

### Is UCPayWallet free?

UCPayWallet is free to download, with no in-app purchases.

### Is Mipay free?

Mipay is free to download, with no in-app purchases.

### Which has better reviews, UCPayWallet or Mipay?

UCPayWallet is rated higher. UCPayWallet averages 5.0 out of 5 from 10 ratings, while Mipay averages 2.7 from 11 ratings.

### Do UCPayWallet or Mipay have ads?

UCPayWallet shows ads; Mipay does not.

### Which is updated more often, UCPayWallet or Mipay?

UCPayWallet ships an update every 2 weeks, and Mipay every 5 months. Most recently, UCPayWallet was updated on August 10, 2026 and Mipay on June 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*