# MACFCU Alaska vs State Central Bank

The clearest difference is review sentiment: State Central Bank at 100% against MACFCU Alaska's 45%. State Central Bank also leads on rating (4.9 vs 4.7). MACFCU Alaska's advantage is ratings volume (1.3K vs 75) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

State Central Bank holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: MACFCU Alaska has 1.3K ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 45% of MACFCU Alaska's written reviews are positive against 100% of State Central Bank's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | MACFCU Alaska | State Central Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.3K ratings)](https://appshunter.io/ios/app/macfcu-alaska/id1661849740/reviews) | **[4.9 (75 ratings)](https://appshunter.io/ios/app/state-central-bank/id6450517708/reviews)** |
| Number of ratings | **1.3K** | 75 |
| Positive reviews | 45.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 177 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 12+ |
| Developer | [MAC Federal Credit Union](https://appshunter.io/developer/510350719) | [State Central Bank](https://appshunter.io/developer/1693675507) |

## What reviewers say

### MACFCU Alaska

[App page](https://appshunter.io/ios/app/macfcu-alaska/id1661849740)

Manage your finances on the go with this comprehensive personal finance tool. Organize transactions, set alerts, make payments, transfer funds, and deposit checks easily. Secure your accounts with passcode or biometric access.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Personable and friendly staff
- 🚀 Convenient and easy-to-use app
- 💡 Seamless fund transfers

**What reviewers complain about**

- 🐛 App crashes and won't open
- 💰 Excessive fees for online payments
- 🔍 Complicated payment process in app

**Reported bugs**

- App not working after recent update
- Login issues causing 'wheel of death'

**Requested features**

- Option to avoid online payment fees
- Compatibility with older iOS versions


### State Central Bank

[App page](https://appshunter.io/ios/app/state-central-bank/id6450517708)

Manage your money on the go with this secure banking app. Set up balance alerts, make payments, transfer funds, and deposit checks instantly. Access statements and find nearby branches and ATMs.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, Find branches/ATMs, Passcode/biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MACFCU Alaska free?

MACFCU Alaska is free to download, with no in-app purchases.

### Is State Central Bank free?

State Central Bank is free to download, with no in-app purchases.

### Which has better reviews, MACFCU Alaska or State Central Bank?

State Central Bank is rated higher. MACFCU Alaska averages 4.7 out of 5 from 1.3K ratings, while State Central Bank averages 4.9 from 75 ratings.

### Do MACFCU Alaska or State Central Bank have ads?

Neither MACFCU Alaska nor State Central Bank shows ads.

### Which is updated more often, MACFCU Alaska or State Central Bank?

MACFCU Alaska ships an update monthly, and State Central Bank monthly. Most recently, MACFCU Alaska was updated on October 13, 2026 and State Central Bank on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*