# n1co vs Pay SV

The clearest difference is rating: Pay SV at 5.0 against n1co's 2.7. n1co's advantage is update cadence (weekly vs monthly) and ratings volume (39 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay SV holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: n1co has 39 ratings behind it against 2, so its average is the more settled of the two.

n1co ships an update weekly, Pay SV monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | n1co | Pay SV |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (39 ratings)](https://appshunter.io/ios/app/n1co/id1662164199/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pay-sv/id6753594963/reviews)** |
| Number of ratings | **39** | 2 |
| Positive reviews | 7.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | Free |
| Size | 218 MB | 92 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [N1co Tech](https://appshunter.io/developer/1662164201) | [Banco Central de Reserva de El Salvador](https://appshunter.io/developer/1406880520) |

## What reviewers say

### n1co

[App page](https://appshunter.io/ios/app/n1co/id1662164199)

Manage your finances entirely digitally with this banking platform. Enjoy a simplified bank account and a digital VISA debit card for online purchases, with the option to request a physical card. Control expenses, transfers, payments, and collections from your mobile device.

**Highlights:** Digital bank account, Digital VISA debit card, Physical VISA debit card, Expense control, Transfers and payments, Customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Pay SV

[App page](https://appshunter.io/ios/app/pay-sv/id6753594963)

Instantly send and receive money securely and quickly. This financial tool operates around the clock, every day of the year, and is completely free to use.

**Highlights:** Instant payments, Quick transfers, Secure transactions, 24/7 availability, Free to use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is n1co free?

n1co is free to download, with no in-app purchases.

### Is Pay SV free?

Pay SV is free to download, with no in-app purchases.

### Which has better reviews, n1co or Pay SV?

Pay SV is rated higher. n1co averages 2.7 out of 5 from 39 ratings, while Pay SV averages 5.0 from 2 ratings.

### Do n1co or Pay SV have ads?

Neither n1co nor Pay SV shows ads.

### Which is updated more often, n1co or Pay SV?

n1co ships an update weekly, and Pay SV monthly. Most recently, n1co was updated on November 3, 2026 and Pay SV on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*