# 来记账本 vs 明白记账

The clearest difference is price: 来记账本 at Free against 明白记账's $1.99. 来记账本 also leads on device support (3 vs 1) and iOS requirement (15.6 vs 17.0). 明白记账's advantage is in-app purchases (none vs 4) and update cadence (every 6 days vs every 3 weeks). On review sentiment and ads there is nothing between them.

来记账本 is free to download; 明白记账 costs $1.99 up front. 来记账本 sells 4 in-app purchases, starting at $1.99 per month. 明白记账 asks for nothing beyond the download.

来记账本 ships an update every 3 weeks, 明白记账 every 6 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | 来记账本 | 明白记账 |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Positive reviews | **77.8% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Free with in-app purchases | — |
| Size | 48 MB | 15 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [百强 陈](https://appshunter.io/developer/1585159021) | [炜炜 陆](https://appshunter.io/developer/1620114538) |

## What reviewers say

### 来记账本

[App page](https://appshunter.io/ios/app/id1662298467)

This app helps individuals manage their personal finances by tracking income and expenses. It offers customizable categories, detailed statistics, and budgeting tools. Secure data storage and import/export options are also provided.

**Highlights:** Customizable income/expense categories, Detailed statistical analysis, Budget creation and management, Multiple asset account types, Shared accounting for family, Secure encrypted data storage, Bill import and export

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Member | $1.99 | per month |
| Annual Member | $8.99 | per year |
| Coffee | $3.99 | one-time |
| Life Member | $12.99 | one-time |


### 明白记账

[App page](https://appshunter.io/ios/app/id6476616144)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 来记账本 free?

来记账本 is free to download, with in-app purchases available.

### Is 明白记账 free?

明白记账 costs $1.99, with no in-app purchases.

### Do 来记账本 or 明白记账 have ads?

Neither 来记账本 nor 明白记账 shows ads.

### Which is updated more often, 来记账本 or 明白记账?

来记账本 ships an update every 3 weeks, and 明白记账 every 6 days. Most recently, 来记账本 was updated on November 3, 2026 and 明白记账 on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*