# 来记账本 vs Net Worth Tracker

The clearest difference is review sentiment: Net Worth Tracker at 100% against 来记账本's 78%. Net Worth Tracker also leads on update cadence (every 5 days vs every 3 weeks). 来记账本's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. 来记账本 sells 4 in-app purchases, starting at $1.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

来记账本 ships an update every 3 weeks, Net Worth Tracker every 5 days. The most recent releases landed on October 8, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 来记账本 | Net Worth Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 77.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 48 MB | 8 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [百强 陈](https://appshunter.io/developer/1585159021) | [XIANG LI](https://appshunter.io/developer/1482267668) |

## What reviewers say

### 来记账本

[App page](https://appshunter.io/ios/app/id1662298467)

This app helps individuals manage their personal finances by tracking income and expenses. It offers customizable categories, detailed statistics, and budgeting tools. Secure data storage and import/export options are also provided.

**Highlights:** Customizable income/expense categories, Detailed statistical analysis, Budget creation and management, Multiple asset account types, Shared accounting for family, Secure encrypted data storage, Bill import and export

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Member | $1.99 | per month |
| Annual Member | $8.99 | per year |
| Coffee | $3.99 | one-time |
| Life Member | $12.99 | one-time |


### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950)

This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.

**Highlights:** Track account balance changes, Focus on significant income/expenses, Save time with weekly tracking, Reduce financial stress, Gain a big picture financial view, Improve financial decision-making

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Annual | $4.99 | per year |
| Lifetime | $6.99 | one-time |


## Frequently asked questions

### Is 来记账本 free?

来记账本 is free to download, with in-app purchases available.

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Do 来记账本 or Net Worth Tracker have ads?

Neither 来记账本 nor Net Worth Tracker shows ads.

### Which is updated more often, 来记账本 or Net Worth Tracker?

来记账本 ships an update every 3 weeks, and Net Worth Tracker every 5 days. Most recently, 来记账本 was updated on October 8, 2026 and Net Worth Tracker on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*