Comparison

My Finances vs Buddget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Finances

Organize, understand, and improve your financial life with an AI assistant that provides personalized recommendations. Record transactions via natural language, scan receipts, and manage budgets, goals, and investments with advanced reporting and charts.

Highlights
  • AI financial assistant
  • AI-powered reports
  • Natural language transaction entry
  • Receipt scanning
  • Budget and goal setting
  • Investment management
  • Data export
Read full description

My Finances: a complete personal finance manager. Minhas Finanças combines comprehensive money management and artificial intelligence to help you organize, understand, and improve your financial life. Key features: • Mia, your AI financial assistant for questions, analysis, and personalized recommendations; • AI-powered reports to identify trends, opportunities, and areas that need attention; • Record income, expenses, and transfers using natural language; • Scan receipts and payment confirmations to create transactions faster; • Manage income, expenses, and transfers; • Track installment, recurring, and variable transactions; • Complete credit card management; • Monitor your monthly savings; • Create budgets for categories, subcategories, tags, and credit cards; • Set and track financial goals; • Manage investments; • Advanced reports with custom filters; • Charts and statistics to follow your financial progress; • Categories, subcategories, and tags to organize transactions; • Export data to Excel, PDF, and CSV; • Attach receipts and documents; • Transfer money between accounts; • Create additional profiles to manage separate finances in the same app; • Support for multiple currencies and custom exchange rates between profiles; • Password and Face ID protection; • Sync across devices and platforms with the Sync plan. Some features require a subscription or one-time purchase. Check the Plans and Pricing menu for details.

About

Buddget

Features
Read full description

Buddget is a powerful yet simple personal finance app designed to help you track expenses, budget smarter, and grow your savings.  Created by finance experts, it acts as your financial conscience, guiding you to set financial goals, manage investments, and monitor cash flow with ease.  Get a complete overview of your money, make informed financial decisions, and discover the best way to save and invest for a secure future. Terms of use: https://app.termly.io/policy-viewer/policy.html?policyUUID=5d94f222-eeed-49f7-b795-874198304d51

Screenshots

My Finances4 screens
Buddget4 screens

Verdict

The call

The clearest difference is update cadence: My Finances at every 4 days against Buddget's every 9 days. My Finances also leads on iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Finances sells 4 in-app purchases, starting at $2.99 per month and Buddget sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Finances ships an update every 4 days, Buddget every 9 days. The most recent releases landed on November 3, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
My Finances versus Buddget: the parameters behind the verdict, then further details
ParameterMy FinancesBuddget
PriceFreeFree
Rating4.9 (70 ratings) — better—
Positive reviews94.7% of reviews—
Number of ratings70 — better—
Update frequencyEvery 4 days — betterEvery 9 days
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size152 MB27 MB
Age rating4++17
DeveloperNimtech Tecnologia da Informacao LTDASamuel Pinheiro Junior

In-app purchases

4 purchases

My Finances

Subscriptions2
  • Sync$2.991 Month
  • Sync$19.991 Year
One-time2
  • Profile$2.99
  • Recursos Premium$3.99
2 purchases

Buddget

Subscriptions2
  • Monthly Premium.3 Days trial$0.991 Month
  • Annual Premium.3 Days trial$7.991 Year

Questions

Is My Finances free?
My Finances is free to download, with in-app purchases available.
Is Buddget free?
Buddget is free to download, with in-app purchases available.
Do My Finances or Buddget have ads?
Both My Finances and Buddget show ads.
Which is updated more often, My Finances or Buddget?
My Finances ships an update every 4 days, and Buddget every 9 days. Most recently, My Finances was updated on November 3, 2026 and Buddget on October 29, 2026.

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