Comparison

My Finances vs SplitZ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Finances

Manage your income and expenses with detailed tracking, budgeting, and reporting. Visualize your financial habits with charts and export data in various formats. Secure your information with password or Face ID protection.

Highlights
  • Income and expense tracking
  • Credit card management
  • Data export (Excel, PDF, CSV)
  • Financial charts and reports
  • Transaction categorization
  • Budgeting and goal management
  • Data security with password/Face ID
Read full description

My Finances: a complete personal finance manager. Minhas Finanças combines comprehensive money management and artificial intelligence to help you organize, understand, and improve your financial life. Key features: • Mia, your AI financial assistant for questions, analysis, and personalized recommendations; • AI-powered reports to identify trends, opportunities, and areas that need attention; • Record income, expenses, and transfers using natural language; • Scan receipts and payment confirmations to create transactions faster; • Manage income, expenses, and transfers; • Track installment, recurring, and variable transactions; • Complete credit card management; • Monitor your monthly savings; • Create budgets for categories, subcategories, tags, and credit cards; • Set and track financial goals; • Manage investments; • Advanced reports with custom filters; • Charts and statistics to follow your financial progress; • Categories, subcategories, and tags to organize transactions; • Export data to Excel, PDF, and CSV; • Attach receipts and documents; • Transfer money between accounts; • Create additional profiles to manage separate finances in the same app; • Support for multiple currencies and custom exchange rates between profiles; • Password and Face ID protection; • Sync across devices and platforms with the Sync plan. Some features require a subscription or one-time purchase. Check the Plans and Pricing menu for details.

About

SplitZ

Features
Read full description

Cansado de fazer contas depois de um churrasco, viagem ou festa? Com o Splitz, organizar eventos e dividir despesas entre amigos fica simples, rápido e transparente. Crie eventos, convide seus amigos e registre os gastos em poucos segundos. O Splitz calcula automaticamente quem pagou mais, quem deve e quanto cada pessoa precisa pagar.

Screenshots

My Finances4 screens
SplitZ4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitZ at none against My Finances's 4. SplitZ also leads on update cadence (every 3 days vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Finances sells 4 in-app purchases, starting at $2.99 per month. SplitZ asks for nothing beyond the download.

UpkeepUpdate frequency

My Finances ships an update weekly, SplitZ every 3 days. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
My Finances versus SplitZ: the parameters behind the verdict, then further details
ParameterMy FinancesSplitZ
PriceFreeFree
Rating4.9 (68 ratings) — better—
Positive reviews94.7% of reviews—
Number of ratings68 — better—
Update frequencyWeeklyEvery 3 days — better
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size151 MB32 MB
Age rating+417+
DeveloperNimtech Tecnologia da Informacao LTDALucas Alexandre Krahl

In-app purchases

4 purchases

My Finances

Subscriptions2
  • Sync$2.991 Month
  • Sync$19.991 Year
One-time2
  • Profile$2.99
  • Recursos Premium$3.99
None

SplitZ

No in-app purchases

Questions

Is My Finances free?
My Finances is free to download, with in-app purchases available.
Is SplitZ free?
SplitZ is free to download, with no in-app purchases.
Do My Finances or SplitZ have ads?
Both My Finances and SplitZ show ads.
Which is updated more often, My Finances or SplitZ?
My Finances ships an update weekly, and SplitZ every 3 days. Most recently, My Finances was updated on October 27, 2026 and SplitZ on October 16, 2026.

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